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U & I Financial OTCPK:UNIF Stock Report

Last Price

US$3.40

Market Cap

US$19.2m

7D

-6.3%

1Y

-67.6%

Updated

26 Nov, 2024

Data

Company Financials

UNIF Stock Overview

Operates as the holding company for UniBank that provides banking products and services for individuals and small to medium-sized businesses in the United States. More details

UNIF fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance0/6
Financial Health0/6
Dividends0/6

U & I Financial Corp. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for U & I Financial
Historical stock prices
Current Share PriceUS$3.40
52 Week HighUS$10.65
52 Week LowUS$3.40
Beta0
11 Month Change-20.93%
3 Month Change-24.44%
1 Year Change-67.62%
33 Year Change-66.89%
5 Year Change-62.56%
Change since IPO-56.73%

Recent News & Updates

Recent updates

Shareholder Returns

UNIFUS BanksUS Market
7D-6.3%3.5%2.0%
1Y-67.6%59.4%32.4%

Return vs Industry: UNIF underperformed the US Banks industry which returned 60.1% over the past year.

Return vs Market: UNIF underperformed the US Market which returned 32.6% over the past year.

Price Volatility

Is UNIF's price volatile compared to industry and market?
UNIF volatility
UNIF Average Weekly Movement5.9%
Banks Industry Average Movement5.1%
Market Average Movement6.3%
10% most volatile stocks in US Market15.9%
10% least volatile stocks in US Market3.1%

Stable Share Price: UNIF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: UNIF's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2006n/aStephanie Yoonwww.unibankusa.com

U & I Financial Corp. operates as the holding company for UniBank that provides banking products and services for individuals and small to medium-sized businesses in the United States. The company offers checking and savings accounts; and certificates of deposits. It also provides commercial loans comprising commercial real estate term loans, construction loans, business term loans, equipment loans, business lines of credit, business express loans, and professional lines and loans; USDA loans; and SBA loans.

U & I Financial Corp. Fundamentals Summary

How do U & I Financial's earnings and revenue compare to its market cap?
UNIF fundamental statistics
Market capUS$19.17m
Earnings (TTM)US$11.13m
Revenue (TTM)US$26.62m

0.0x

P/E Ratio

0.0x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UNIF income statement (TTM)
RevenueUS$26.62m
Cost of RevenueUS$0
Gross ProfitUS$26.62m
Other ExpensesUS$15.49m
EarningsUS$11.13m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)0
Gross Margin0.00%
Net Profit Margin0.00%
Debt/Equity Ratio0.0%

How did UNIF perform over the long term?

See historical performance and comparison