UNIF Stock Overview
U & I Financial Corp. operates as the holding company for UniBank that provides banking products and services for small to medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities in the United States.
Snowflake Score | |
---|---|
Valuation | 4/6 |
Future Growth | 0/6 |
Past Performance | 3/6 |
Financial Health | 6/6 |
Dividends | 3/6 |
U & I Financial Corp. Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | US$6.90 |
52 Week High | US$11.44 |
52 Week Low | US$5.80 |
Beta | 0.39 |
1 Month Change | 7.14% |
3 Month Change | -29.23% |
1 Year Change | -36.41% |
3 Year Change | -31.68% |
5 Year Change | -25.41% |
Change since IPO | -12.18% |
Recent News & Updates
Recent updates
Shareholder Returns
UNIF | US Banks | US Market | |
---|---|---|---|
7D | -1.4% | -4.1% | -3.7% |
1Y | -36.4% | 19.9% | 20.5% |
Return vs Industry: UNIF underperformed the US Banks industry which returned 19.2% over the past year.
Return vs Market: UNIF underperformed the US Market which returned 20.2% over the past year.
Price Volatility
UNIF volatility | |
---|---|
UNIF Average Weekly Movement | 7.4% |
Banks Industry Average Movement | 4.5% |
Market Average Movement | 6.0% |
10% most volatile stocks in US Market | 16.4% |
10% least volatile stocks in US Market | 3.0% |
Stable Share Price: UNIF's share price has been volatile over the past 3 months.
Volatility Over Time: UNIF's weekly volatility (7%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
2006 | n/a | Stephanie Yoon | www.unibankusa.com |
U & I Financial Corp. operates as the holding company for UniBank that provides banking products and services for small to medium-sized businesses, professionals, and residents with a particular emphasis on Korean and other ethnic minority communities in the United States. The company offers checking, and savings and money market accounts; certificates of deposits/installment savings products. It also provides Commercial Loans, comprising commercial real estate term loans, construction loans, business term loans, equipment loans, business lines of credit, business express loans, and professional lines and loans; and small business administration guaranteed loans.
U & I Financial Corp. Fundamentals Summary
UNIF fundamental statistics | |
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Market cap | US$37.79m |
Earnings (TTM) | US$11.13m |
Revenue (TTM) | US$26.62m |
3.4x
P/E Ratio0.5x
P/B RatioIs UNIF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
UNIF income statement (TTM) | |
---|---|
Revenue | US$26.62m |
Cost of Revenue | US$0 |
Gross Profit | US$26.62m |
Other Expenses | US$15.49m |
Earnings | US$11.13m |
Last Reported Earnings
Dec 31, 2022
Next Earnings Date
n/a
Earnings per share (EPS) | 2.03 |
Gross Margin | 100.00% |
Net Profit Margin | 41.81% |
Debt/Equity Ratio | 30.5% |
How did UNIF perform over the long term?
See historical performance and comparison