U & I Financial Balance Sheet Health
Financial Health criteria checks 6/6
U & I Financial has total assets of $586.7M and total equity of $72.0M. Total deposits are $488.3M, and total loans are $454.4M.
Key information
8.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$488.25m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.06% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$41.75m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UNIF's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: UNIF has a sufficient allowance for bad loans (1590%).
Low Risk Liabilities: 95% of UNIF's liabilities are made up of primarily low risk sources of funding.
Loan Level: UNIF has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: UNIF's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: UNIF has an appropriate level of bad loans (0.1%).