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Updated 3h ago
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TBC Bank Group PLCOTCPK:TBCC.F Stock Report

Market Cap US$3.9b
Updated 3h ago
Share Price
n/a
1Y14.2%
7D12.9%
1D2.6%
Portfolio Value
​
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TBC Bank Group PLC

OTCPK:TBCC.F Stock Report

Market Cap: US$3.9b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

TBC Bank Group (TBCC.F) Stock Overview

Through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. More details

TBCC.F fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance2/6
Financial Health4/6
Dividends4/6

Rewards

Trading at 55.8% below our estimate of its fair value

Earnings are forecast to grow 13.88% per year

Earnings have grown 13.9% per year over the past 5 years

Risk Analysis

Shares are highly illiquid


TBCC.F Community Fair Values

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US$
Current Price
US$70.0239.2% undervalued intrinsic discount
%/yr
Decrease
Increase
PastFuture07b2016201920222025202620282031Revenue GEL 7.4bEarnings GEL 3.5b
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TBC Bank Group PLC Competitors

Bank of N.T. Butterfield & Son

Symbol: NYSE:NTB
Market cap: US$2.4b

Inter & Co

Symbol: NasdaqGS:INTR
Market cap: US$2.5b

AGI

Symbol: NYSE:AGBK
Market cap: US$1.1b

Forbright

Symbol: NasdaqGS:FRBT
Market cap: US$935.1m

Price History & Performance

Summary of share price highs, lows and changes for TBC Bank Group
Historical stock prices
Current Share PriceUK£70.02
52 Week HighUK£70.02
52 Week LowUK£47.85
Beta0.65
1 Month Change10.85%
3 Month Changen/a
1 Year Change14.23%
3 Year Changen/a
5 Year Changen/a
Change since IPO237.38%

Recent News & Updates

Recent updates

Shareholder Returns

TBCC.FUS BanksUS Market
7D12.9%-0.7%-0.9%
1Y14.2%17.8%13.9%

Return vs Industry: TBCC.F underperformed the US Banks industry which returned 17.8% over the past year.

Return vs Market: TBCC.F matched the US Market which returned 13.9% over the past year.

Price Volatility

Is TBCC.F's price volatile compared to industry and market?
TBCC.F volatility
TBCC.F Average Weekly Movementn/a
Banks Industry Average Movement3.1%
Market Average Movement6.9%
10% most volatile stocks in US Market15.3%
10% least volatile stocks in US Market2.9%

Stable Share Price: TBCC.F's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine TBCC.F's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
199214,000Vakhtang Butskhrikidzewww.tbcbankgroup.com

TBC Bank Group PLC, through its subsidiaries, provides banking, leasing, insurance, brokerage, and card processing services to corporate and individual customers in Georgia, Azerbaijan, and Uzbekistan. The company operates through Georgian Financial Services; Uzbekistan Operations; and Other Operations segments. It offers banking business solutions, such as deposit and loans; and other financial services, including non-health insurance and leasing services; asset finance solutions; advisory services; and financial leasing, operating leasing, and sale and leasebacks.

TBC Bank Group PLC Fundamentals Summary

How do TBC Bank Group's earnings and revenue compare to its market cap?
TBCC.F fundamental statistics
Market capUS$3.86b
Earnings (TTM)US$567.67m
Revenue (TTM)US$1.20b
6.8x
P/E Ratio
1.5x
P/B Ratio

Is TBCC.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TBCC.F income statement (TTM)
RevenueGEL 3.13b
Cost of RevenueGEL 0
Gross ProfitGEL 3.13b
Other ExpensesGEL 1.65b
EarningsGEL 1.48b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Nov 06, 2026

Earnings per share (EPS)26.94
Gross Margin100.00%
Net Profit Margin47.27%
Debt/Equity Ratio117.3%

How did TBCC.F perform over the long term?

See historical performance and comparison

Dividends

4.8%
Current Dividend Yield
34%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 10:05
End of Day Share Price 2026/09/11 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

TBC Bank Group PLC is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ivan BokhmatBarclays
Andreas MarkouBerenberg
Olga VeselovaBofA Global Research

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