TBC Bank Group Balance Sheet Health
Financial Health criteria checks 5/6
TBC Bank Group has total assets of GEL35.8B and total equity of GEL5.1B. Total deposits are GEL22.5B, and total loans are GEL24.2B earning a Net Interest Margin of 6.7%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are GEL3.7B.
Key information
7x
Asset to equity ratio
6.7%
Net interest margin
| Total deposits | GEL 22.54b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | GEL 3.71b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TBCC.F's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: TBCC.F has a low allowance for bad loans (76%).
Low Risk Liabilities: 73% of TBCC.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: TBCC.F has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: TBCC.F's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: TBCC.F has an appropriate level of bad loans (2%).