TBC Bank Group has been growing earnings at an average annual rate of 15.3%, while the Banks industry saw earnings growing at 3.1% annually. Revenues have been growing at an average rate of 18% per year. TBC Bank Group's return on equity is 22.5%, and it has net margins of 47.1%.
Key information
15.33%
Earnings growth rate
14.61%
EPS growth rate
Banks Industry Growth
11.18%
Revenue growth rate
17.96%
Return on equity
22.51%
Net Margin
47.14%
Next Earnings Update
06 Aug 2026
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How TBC Bank Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
OTCPK:TBCC.F Revenue, expenses and earnings (GEL Millions)
Date
Revenue
Earnings
G+A Expenses
R&D Expenses
31 Mar 26
3,057
1,441
1,302
0
31 Dec 25
2,958
1,397
1,245
0
30 Sep 25
2,836
1,344
1,222
0
30 Jun 25
2,777
1,324
1,170
0
31 Mar 25
2,708
1,308
1,113
0
31 Dec 24
2,625
1,284
1,055
0
30 Sep 24
2,511
1,245
1,004
0
30 Jun 24
2,381
1,204
942
0
31 Mar 24
2,289
1,168
889
0
31 Dec 23
2,195
1,124
842
0
30 Sep 23
2,173
1,054
791
0
30 Jun 23
2,147
1,074
747
0
31 Mar 23
2,020
1,019
707
0
31 Dec 22
1,940
995
676
0
30 Sep 22
1,757
974
635
0
30 Jun 22
1,588
860
593
0
31 Mar 22
1,585
874
564
0
31 Dec 21
1,480
801
535
0
30 Sep 21
1,332
703
502
0
30 Jun 21
1,236
649
486
0
31 Mar 21
1,049
526
442
0
31 Dec 20
801
318
426
0
30 Sep 20
865
378
430
0
30 Jun 20
842
352
430
0
31 Mar 20
845
347
446
0
31 Dec 19
1,038
538
440
0
30 Sep 19
1,003
508
442
0
30 Jun 19
978
490
431
0
31 Mar 19
961
473
414
0
31 Dec 18
925
435
400
0
30 Sep 18
861
400
381
0
30 Jun 18
811
379
369
0
31 Mar 18
769
355
360
0
31 Dec 17
752
354
352
0
30 Sep 17
752
347
352
0
30 Jun 17
719
331
325
0
31 Mar 17
682
335
313
0
31 Dec 16
628
298
295
0
30 Sep 16
576
275
269
0
30 Jun 16
548
256
264
0
31 Mar 16
528
229
254
0
31 Dec 15
500
216
242
0
30 Sep 15
463
190
236
0
30 Jun 15
452
185
228
0
Quality Earnings: TBCC.F has high quality earnings.
Growing Profit Margin: TBCC.F's current net profit margins (47.1%) are lower than last year (48.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TBCC.F's earnings have grown by 15.3% per year over the past 5 years.
Accelerating Growth: TBCC.F's earnings growth over the past year (10.2%) is below its 5-year average (15.3% per year).
Earnings vs Industry: TBCC.F earnings growth over the past year (10.2%) did not outperform the Banks industry 23%.
Return on Equity
High ROE: Whilst TBCC.F's Return on Equity (22.51%) is high, this metric is skewed due to their high level of debt.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/06/13 14:20
End of Day Share Price
2026/05/28 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
TBC Bank Group PLC is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.