TBC Bank Group PLC

OTCPK:TBCC.F Stock Report

Market Cap: US$3.8b

TBC Bank Group Past Earnings Performance

Past criteria checks 2/6

TBC Bank Group has been growing earnings at an average annual rate of 13.9%, while the Banks industry saw earnings growing at 4% annually. Revenues have been growing at an average rate of 16.8% per year. TBC Bank Group's return on equity is 22%, and it has net margins of 47.3%.

Key information

13.88%

Earnings growth rate

13.02%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate16.76%
Return on equity21.97%
Net Margin47.27%
Next Earnings Update06 Nov 2026

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How TBC Bank Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:TBCC.F Revenue, expenses and earnings (GEL Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 263,1341,4821,3400
31 Mar 263,0571,4411,3020
31 Dec 252,9581,3971,2450
30 Sep 252,8391,3441,2220
30 Jun 252,7801,3241,1700
31 Mar 252,7081,3081,1130
31 Dec 242,6251,2841,0550
30 Sep 242,5111,2451,0040
30 Jun 242,3811,2049420
31 Mar 242,2891,1688890
31 Dec 232,1951,1248420
30 Sep 232,1731,0547910
30 Jun 232,1471,0747470
31 Mar 232,0201,0197070
31 Dec 221,9409956760
30 Sep 221,7579746350
30 Jun 221,5888605930
31 Mar 221,5858745640
31 Dec 211,4808015350
30 Sep 211,3327035020
30 Jun 211,2366494860
31 Mar 211,0495264420
31 Dec 208013184260
30 Sep 208653784300
30 Jun 208423524300
31 Mar 208453474460
31 Dec 191,0385384400
30 Sep 191,0035084420
30 Jun 199784904310
31 Mar 199614734140
31 Dec 189254354000
30 Sep 188614003810
30 Jun 188113793690
31 Mar 187693553600
31 Dec 177523543520
30 Sep 177523473520
30 Jun 177193313250
31 Mar 176823353130
31 Dec 166282982950
30 Sep 165762752690
30 Jun 165482562640
31 Mar 165282292540
31 Dec 155002162420
30 Sep 154631902360

Quality Earnings: TBCC.F has high quality earnings.

Growing Profit Margin: TBCC.F's current net profit margins (47.3%) are lower than last year (47.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: TBCC.F's earnings have grown by 13.9% per year over the past 5 years.

Accelerating Growth: TBCC.F's earnings growth over the past year (11.9%) is below its 5-year average (13.9% per year).

Earnings vs Industry: TBCC.F earnings growth over the past year (11.9%) did not outperform the Banks industry 23.3%.

Return on Equity

High ROE: Whilst TBCC.F's Return on Equity (21.97%) is high, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/15 05:09
End of Day Share Price 2026/09/15 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

TBC Bank Group PLC is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ivan BokhmatBarclays
Andreas MarkouBerenberg
Olga VeselovaBofA Global Research