SCZC Stock Overview
West Coast Community Bancorp operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for SCZC from our risk checks.
West Coast Community Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$27.90 |
| 52 Week High | US$30.14 |
| 52 Week Low | US$24.00 |
| Beta | 0.72 |
| 1 Month Change | 2.09% |
| 3 Month Change | -4.55% |
| 1 Year Change | 11.60% |
| 3 Year Change | 6.03% |
| 5 Year Change | 11.62% |
| Change since IPO | 498.83% |
Recent News & Updates
Recent updates
Shareholder Returns
| SCZC | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.1% | -4.1% | -3.7% |
| 1Y | 11.6% | 19.9% | 20.5% |
Return vs Industry: SCZC underperformed the US Banks industry which returned 19.9% over the past year.
Return vs Market: SCZC underperformed the US Market which returned 20.5% over the past year.
Price Volatility
| SCZC volatility | |
|---|---|
| SCZC Average Weekly Movement | 2.5% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: SCZC has not had significant price volatility in the past 3 months.
Volatility Over Time: SCZC's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2004 | 149 | Krista Snelling | www.sccountybank.com |
West Coast Community Bancorp operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. Its deposit products include checking, savings, term certificate, money market, and health savings accounts; and IRAs and retirement plans. The company also offers commercial and industrial, commercial real estate, land and construction, agricultural land, real estate and production, and consumer loans.
West Coast Community Bancorp Fundamentals Summary
| SCZC fundamental statistics | |
|---|---|
| Market cap | US$234.81m |
| Earnings (TTM) | US$35.15m |
| Revenue (TTM) | US$84.92m |
6.7x
P/E Ratio1.0x
P/B RatioIs SCZC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SCZC income statement (TTM) | |
|---|---|
| Revenue | US$84.92m |
| Cost of Revenue | US$0 |
| Gross Profit | US$84.92m |
| Other Expenses | US$49.77m |
| Earnings | US$35.15m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.18 |
| Gross Margin | 100.00% |
| Net Profit Margin | 41.39% |
| Debt/Equity Ratio | 14.1% |
How did SCZC perform over the long term?
See historical performance and comparison