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Redwood Capital BancorpOTCPK:RWCB Stock Report

Market Cap US$59.0m
Share Price
US$31.89
US$55.07
42.1% undervalued intrinsic discount
1Y43.3%
7D-0.2%
1D
Portfolio Value
View

Redwood Capital Bancorp

OTCPK:RWCB Stock Report

Market Cap: US$59.0m

Redwood Capital Bancorp (RWCB) Stock Overview

Operates as the bank holding company for Redwood Capital Bank that provides various banking products and services to individuals and businesses in California. More details

RWCB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends3/6

RWCB Community Fair Values

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Redwood Capital Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for Redwood Capital Bancorp
Historical stock prices
Current Share PriceUS$31.89
52 Week HighUS$33.47
52 Week LowUS$22.00
Beta0.19
1 Month Change-1.88%
3 Month Change7.19%
1 Year Change43.33%
3 Year Change72.38%
5 Year Change47.64%
Change since IPO198.97%

Recent News & Updates

Recent updates

Shareholder Returns

RWCBUS BanksUS Market
7D-0.2%2.0%-2.4%
1Y43.3%23.9%21.5%

Return vs Industry: RWCB exceeded the US Banks industry which returned 21.7% over the past year.

Return vs Market: RWCB exceeded the US Market which returned 20.6% over the past year.

Price Volatility

Is RWCB's price volatile compared to industry and market?
RWCB volatility
RWCB Average Weekly Movement1.8%
Banks Industry Average Movement3.2%
Market Average Movement7.3%
10% most volatile stocks in US Market16.7%
10% least volatile stocks in US Market3.1%

Stable Share Price: RWCB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: RWCB's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2004n/aJohn Dalbywww.redwoodcapitalbank.com

Redwood Capital Bancorp operates as the bank holding company for Redwood Capital Bank that provides various banking products and services to individuals and businesses in California. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides real estate loans, home equity lines of credit, construction and development loans, term loans for machinery and equipment, and lines of credit for working capital, as well as industrial, agricultural, residential, and personal credits.

Redwood Capital Bancorp Fundamentals Summary

How do Redwood Capital Bancorp's earnings and revenue compare to its market cap?
RWCB fundamental statistics
Market capUS$59.00m
Earnings (TTM)US$5.40m
Revenue (TTM)US$23.56m
10.9x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RWCB income statement (TTM)
RevenueUS$23.56m
Cost of RevenueUS$0
Gross ProfitUS$23.56m
Other ExpensesUS$18.16m
EarningsUS$5.40m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)2.92
Gross Margin100.00%
Net Profit Margin22.94%
Debt/Equity Ratio0.3%

How did RWCB perform over the long term?

See historical performance and comparison

Dividends

1.3%
Current Dividend Yield
13%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/11 22:45
End of Day Share Price 2026/06/11 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Redwood Capital Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.