RWCB Stock Overview
Operates as the bank holding company for Redwood Capital Bank that provides various banking products and services to individuals and businesses in California. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Redwood Capital Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$21.26 |
| 52 Week High | US$22.75 |
| 52 Week Low | US$20.17 |
| Beta | 0.56 |
| 1 Month Change | -1.21% |
| 3 Month Change | -5.51% |
| 1 Year Change | -4.88% |
| 3 Year Change | -0.61% |
| 5 Year Change | 14.18% |
| Change since IPO | 99.31% |
Recent News & Updates
Recent updates
Shareholder Returns
| RWCB | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.6% | -1.5% | -2.6% |
| 1Y | -4.9% | 28.9% | 24.5% |
Return vs Industry: RWCB underperformed the US Banks industry which returned 28.9% over the past year.
Return vs Market: RWCB underperformed the US Market which returned 24.5% over the past year.
Price Volatility
| RWCB volatility | |
|---|---|
| RWCB Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: RWCB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: RWCB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2004 | n/a | John Dalby | www.redwoodcapitalbank.com |
Redwood Capital Bancorp operates as the bank holding company for Redwood Capital Bank that provides various banking products and services to individuals and businesses in California. The company accepts checking, savings, and money market accounts, as well as certificates of deposit. It also offers real estate loans, home equity lines of credit, construction and development loans, term loans for machinery and equipment, and lines of credit for working capital, as well as industrial, agricultural, residential, and personal credits.
Redwood Capital Bancorp Fundamentals Summary
| RWCB fundamental statistics | |
|---|---|
| Market cap | US$41.64m |
| Earnings (TTM) | US$5.64m |
| Revenue (TTM) | US$21.83m |
7.4x
P/E Ratio0.9x
P/B RatioIs RWCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| RWCB income statement (TTM) | |
|---|---|
| Revenue | US$21.83m |
| Cost of Revenue | US$0 |
| Gross Profit | US$21.83m |
| Other Expenses | US$16.19m |
| Earnings | US$5.64m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.88 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.82% |
| Debt/Equity Ratio | 24.6% |
How did RWCB perform over the long term?
See historical performance and comparisonDividends
1.5%
Current Dividend Yield11%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 04:24 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Redwood Capital Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|