Redwood Capital Bancorp Past Earnings Performance

Past criteria checks 2/6

Redwood Capital Bancorp has been growing earnings at an average annual rate of 11.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 8.3% per year. Redwood Capital Bancorp's return on equity is 12.3%, and it has net margins of 25.8%.

Key information

11.5%

Earnings growth rate

11.2%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	8.3%
Return on equity	12.3%
Net Margin	25.8%
Last Earnings Update	30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Redwood Capital Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:RWCB Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	22	6	10
30 Jun 24	23	6	10
31 Mar 24	23	7	10
31 Dec 23	24	7	10
30 Sep 23	24	7	9
30 Jun 23	23	7	9
31 Mar 23	23	7	9
31 Dec 22	21	6	9
30 Sep 22	20	5	8
30 Jun 22	19	5	8
31 Mar 22	19	5	8
31 Dec 21	20	6	8
30 Sep 21	20	6	8
30 Jun 21	19	6	8
31 Mar 21	18	5	8
31 Dec 20	17	4	8
30 Sep 20	16	4	8
30 Jun 20	16	4	8
31 Mar 20	16	4	8
31 Dec 19	17	4	8
30 Sep 19	17	4	7
30 Jun 19	16	4	7
31 Mar 19	16	4	7
31 Dec 18	16	4	7
30 Sep 18	15	3	6
30 Jun 18	15	3	6
31 Mar 18	15	3	6
31 Dec 17	14	3	6
30 Sep 17	14	3	6
30 Jun 17	14	3	6
31 Mar 17	13	3	6
31 Dec 16	13	3	6
30 Sep 16	13	3	6
30 Jun 16	13	3	6
31 Mar 16	12	2	6
31 Dec 15	12	2	6
30 Sep 15	12	2	5
30 Jun 15	11	2	5
31 Mar 15	11	2	5
31 Dec 14	11	2	5
30 Sep 14	10	2	4
30 Jun 14	10	2	4
31 Mar 14	10	2	0
31 Dec 13	10	2	4

Quality Earnings: RWCB has high quality earnings.

Growing Profit Margin: RWCB's current net profit margins (25.8%) are lower than last year (30.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: RWCB's earnings have grown by 11.5% per year over the past 5 years.

Accelerating Growth: RWCB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: RWCB had negative earnings growth (-24.1%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: RWCB's Return on Equity (12.3%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 20:05
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Redwood Capital Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution