Redwood Capital Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Redwood Capital Bancorp has total assets of $521.4M and total equity of $45.7M. Total deposits are $460.4M, and total loans are $382.3M.
Key information
11.4x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$460.43m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.09% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$30.34m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: RWCB's Assets to Equity ratio (11.4x) is moderate.
Allowance for Bad Loans: RWCB has a sufficient allowance for bad loans (1774%).
Low Risk Liabilities: 97% of RWCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: RWCB has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: RWCB's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: RWCB has an appropriate level of bad loans (0.1%).