MTFC Stock Overview

Operates as a holding company for Minster Bank that provides various banking products and services for individuals, families, and businesses. More details

MTFC fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	0/6
Financial Health	0/6
Dividends	2/6

Risk Analysis

Has not reported any financial data

Shares are highly illiquid

Does not have a meaningful market cap ($70M)

My Notes

Capture your thoughts, links and company narrative

Minster Financial Corp. Competitors

Community Heritage Financial

OTCPK:CMHF

US$70.1m

Bank of the James Financial Group

NasdaqCM:BOTJ

US$70.5m

Potomac Bancshares

OTCPK:PTBS

US$64.4m

Fifth District Bancorp

NasdaqCM:FDSB

US$69.8m

Price History & Performance

Summary of share price highs, lows and changes for Minster Financial
Historical stock prices
Current Share Price	US$67.00
52 Week High	US$67.00
52 Week Low	US$66.00
Beta	0
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	2.29%
5 Year Change	17.03%
Change since IPO	59.52%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	MTFC	US Banks	US Market
7D	0%	1.6%	0.7%
1Y	n/a	30.7%	23.0%

Return vs Industry: Insufficient data to determine how MTFC performed against the US Banks industry.

Return vs Market: Insufficient data to determine how MTFC performed against the US Market.

Price Volatility

Is MTFC's price volatile compared to industry and market?
MTFC volatility
MTFC Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.4%
10% most volatile stocks in US Market	18.9%
10% least volatile stocks in US Market	3.1%

Stable Share Price: MTFC's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine MTFC's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1914	n/a	Dale Luebke	www.minsterbank.com

Minster Financial Corp. operates as a holding company for Minster Bank that provides various banking products and services for individuals, families, and businesses. It offers checking, savings, and money market products; certificates of deposits; and health savings and individual retirement accounts. The company also provides conventional fixed rate mortgages, adjustable rate mortgages, home construction and renovation loans, home equity and home improvement loans, home equity lines of credit, residential lot loans, government loans, and 1-4 family investment property loans; and commercial and agriculture real estate loans, equipment financing services, working capital lines of credit, construction loans, development loans, and SBA/USDA loans.

Minster Financial Corp. Fundamentals Summary

How do Minster Financial's earnings and revenue compare to its market cap?
MTFC fundamental statistics
Market cap	US$70.08m
Earnings (TTM)	US$0
Revenue (TTM)	n/a

n/a

P/E Ratio

n/a

P/S Ratio

Is MTFC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MTFC income statement (TTM)
Revenue	US$0
Cost of Revenue	US$0
Gross Profit	US$0
Other Expenses	US$0
Earnings	US$0

Last Reported Earnings

n/a

Next Earnings Date

n/a

Earnings per share (EPS)	0
Gross Margin	0.00%
Net Profit Margin	0.00%
Debt/Equity Ratio	0.0%

How did MTFC perform over the long term?

See historical performance and comparison

Dividends

4.9%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/09 23:46
End of Day Share Price	2024/12/30 00:00
Earnings	N/A
Annual Earnings	N/A

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Minster Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution