HVLM Stock Overview
Operates as the bank holding company for Huron Valley State Bank that provides various banking product and services in Michigan. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Huron Valley Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$26.60 |
| 52 Week High | US$30.00 |
| 52 Week Low | US$23.05 |
| Beta | 0.034 |
| 1 Month Change | 0% |
| 3 Month Change | n/a |
| 1 Year Change | n/a |
| 3 Year Change | 41.87% |
| 5 Year Change | 40.74% |
| Change since IPO | 166.00% |
Recent News & Updates
No updates
Recent updates
No updates
Shareholder Returns
| HVLM | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | -3.4% | -2.4% |
| 1Y | n/a | 29.1% | 23.4% |
Return vs Industry: Insufficient data to determine how HVLM performed against the US Banks industry.
Return vs Market: Insufficient data to determine how HVLM performed against the US Market.
Price Volatility
| HVLM volatility | |
|---|---|
| HVLM Average Weekly Movement | n/a |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: HVLM's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine HVLM's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | n/a | Jack Shubitowski | www.hvsb.com |
Huron Valley Bancorp, Inc. operates as the bank holding company for Huron Valley State Bank that provides various banking product and services in Michigan. The company offers checking, savings, certificates of deposit, IRAs, overdraft protection, and money market accounts; and loan products, such as mortgage, home equity, auto, personal, recreational vehicle, commercial, lines of credit, term and long term working capital, equipment, commercial real estate, and small business administration loans. It also provides debit, ATM, and credit cards; consumer and commercial credit cards; and bill payment, mobile deposit, e-statement, safe deposit box, order check, and cash management services, as well as online, telephone, and mobile banking services.
Huron Valley Bancorp, Inc. Fundamentals Summary
| HVLM fundamental statistics | |
|---|---|
| Market cap | US$23.27m |
| Earnings (TTM) | US$2.52m |
| Revenue (TTM) | US$9.48m |
9.2x
P/E Ratio1.1x
P/B RatioIs HVLM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HVLM income statement (TTM) | |
|---|---|
| Revenue | US$9.48m |
| Cost of Revenue | US$0 |
| Gross Profit | US$9.48m |
| Other Expenses | US$6.95m |
| Earnings | US$2.52m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.88 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.62% |
| Debt/Equity Ratio | 9.7% |
How did HVLM perform over the long term?
See historical performance and comparisonDividends
0.4%
Current Dividend Yield3%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/21 12:05 |
| End of Day Share Price | 2024/11/19 00:00 |
| Earnings | 2023/12/31 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Huron Valley Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|