Huron Valley Bancorp Balance Sheet Health
Financial Health criteria checks 4/6
Huron Valley Bancorp has total assets of $232.3M and total equity of $20.8M. Total deposits are $208.7M, and total loans are $174.9M.
Key information
11.2x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | US$208.69m |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$24.10m |
Recent financial health updates
No updates
Recent updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HVLM's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if HVLM has a sufficient allowance for bad loans.
Low Risk Liabilities: 99% of HVLM's liabilities are made up of primarily low risk sources of funding.
Loan Level: HVLM has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: HVLM's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: Insufficient data to determine if HVLM has an appropriate level of bad loans.