Huron Valley Bancorp Past Earnings Performance
Past criteria checks 4/6
Huron Valley Bancorp has been growing earnings at an average annual rate of 11.2%, while the Banks industry saw earnings growing at 5.5% annually. Revenues have been growing at an average rate of 10.3% per year. Huron Valley Bancorp's return on equity is 11.8%, and it has net margins of 27%.
Key information
11.2%
Earnings growth rate
11.0%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 10.3% |
| Return on equity | 11.8% |
| Net Margin | 27.0% |
| Last Earnings Update | 31 Dec 2024 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Huron Valley Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 24 | 10 | 3 | 6 | 0 |
| 31 Dec 23 | 9 | 3 | 5 | 0 |
| 31 Dec 22 | 8 | 2 | 5 | 0 |
| 31 Dec 21 | 7 | 2 | 4 | 0 |
| 31 Dec 20 | 6 | 2 | 4 | 0 |
| 31 Dec 19 | 7 | 2 | 4 | 0 |
| 31 Dec 18 | 6 | 2 | 3 | 0 |
| 31 Dec 17 | 6 | 1 | 3 | 0 |
| 31 Dec 16 | 5 | 1 | 3 | 0 |
| 31 Dec 15 | 5 | 1 | 3 | 0 |
| 31 Dec 14 | 4 | 1 | 2 | 0 |
Quality Earnings: HVLM has high quality earnings.
Growing Profit Margin: HVLM's current net profit margins (27%) are higher than last year (26.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HVLM's earnings have grown by 11.2% per year over the past 5 years.
Accelerating Growth: HVLM's earnings growth over the past year (10.2%) is below its 5-year average (11.2% per year).
Earnings vs Industry: HVLM earnings growth over the past year (10.2%) exceeded the Banks industry 4.6%.
Return on Equity
High ROE: HVLM's Return on Equity (11.8%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/05 10:36 |
| End of Day Share Price | 2025/05/02 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Huron Valley Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.