Huron Valley Bancorp Past Earnings Performance
Past criteria checks 5/6
Huron Valley Bancorp has been growing earnings at an average annual rate of 8.8%, while the Banks industry saw earnings growing at 8.5% annually. Revenues have been growing at an average rate of 9.1% per year. Huron Valley Bancorp's return on equity is 12.1%, and it has net margins of 26.6%.
Key information
8.8%
Earnings growth rate
8.5%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 9.1% |
| Return on equity | 12.1% |
| Net Margin | 26.6% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Huron Valley Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 9 | 3 | 5 | 0 |
| 31 Dec 22 | 8 | 2 | 5 | 0 |
| 31 Dec 21 | 7 | 2 | 4 | 0 |
| 31 Dec 20 | 6 | 2 | 4 | 0 |
| 31 Dec 19 | 7 | 2 | 4 | 0 |
| 31 Dec 18 | 6 | 2 | 3 | 0 |
| 31 Dec 17 | 6 | 1 | 3 | 0 |
| 31 Dec 16 | 5 | 1 | 3 | 0 |
| 31 Dec 15 | 5 | 1 | 3 | 0 |
| 31 Dec 14 | 4 | 1 | 2 | 0 |
| 31 Dec 13 | 3 | 0 | 2 | 0 |
Quality Earnings: HVLM has high quality earnings.
Growing Profit Margin: HVLM's current net profit margins (26.6%) are higher than last year (24.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: HVLM's earnings have grown by 8.8% per year over the past 5 years.
Accelerating Growth: HVLM's earnings growth over the past year (26.7%) exceeds its 5-year average (8.8% per year).
Earnings vs Industry: HVLM earnings growth over the past year (26.7%) exceeded the Banks industry -15.7%.
Return on Equity
High ROE: HVLM's Return on Equity (12.1%) is considered low.