CDAB Stock Overview

Operates as the holding company for bankcda that provides various banking products and services to individuals and businesses in Idaho and Washington. More details

CDAB fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	2/6
Financial Health	4/6
Dividends	1/6

Rewards

Trading at 22.8% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap ($32M)

Profit margins (19.3%) are lower than last year (27.9%)

My Notes

Capture your thoughts, links and company narrative

Coeur d'Alene Bancorp, Inc. Competitors

Peoples Trust Company of St. Albans

OTCPK:PPAL

US$33.8m

Mars Bancorp

OTCPK:MNBP

US$31.9m

HCB Financial

OTCPK:HCBN

US$32.1m

Neffs Bancorp

OTCPK:NEFB

US$30.8m

Price History & Performance

Summary of share price highs, lows and changes for Coeur d'Alene Bancorp
Historical stock prices
Current Share Price	US$16.79
52 Week High	US$16.79
52 Week Low	US$12.02
Beta	0.28
1 Month Change	0.24%
3 Month Change	n/a
1 Year Change	34.32%
3 Year Change	45.37%
5 Year Change	67.90%
Change since IPO	98.70%

Recent updates

Shareholder Returns

	CDAB	US Banks	US Market
7D	0%	-1.5%	-2.6%
1Y	34.3%	28.9%	24.5%

Return vs Industry: CDAB exceeded the US Banks industry which returned 28.9% over the past year.

Return vs Market: CDAB exceeded the US Market which returned 24.5% over the past year.

Price Volatility

Is CDAB's price volatile compared to industry and market?
CDAB volatility
CDAB Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	17.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: CDAB's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine CDAB's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
2000	n/a	Wes Veach	www.bankcda.com

Coeur d'Alene Bancorp, Inc. operates as the holding company for bankcda that provides various banking products and services to individuals and businesses in Idaho and Washington. It offers checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company also provides consumer and construction loans; personal loans; and business and small business administration loans.

Coeur d'Alene Bancorp, Inc. Fundamentals Summary

How do Coeur d'Alene Bancorp's earnings and revenue compare to its market cap?
CDAB fundamental statistics
Market cap	US$31.62m
Earnings (TTM)	US$1.59m
Revenue (TTM)	US$8.20m

19.9x

P/E Ratio

1.4x

P/B Ratio

Is CDAB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CDAB income statement (TTM)
Revenue	US$8.20m
Cost of Revenue	US$0
Gross Profit	US$8.20m
Other Expenses	US$6.62m
Earnings	US$1.59m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	0.84
Gross Margin	100.00%
Net Profit Margin	19.34%
Debt/Equity Ratio	29.9%

How did CDAB perform over the long term?

See historical performance and comparison

Dividends

1.7%

Current Dividend Yield

n/a

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/02 04:09
End of Day Share Price	2024/12/17 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Coeur d'Alene Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

Coeur d'Alene Bancorp OTCPK:CDAB Stock Report