CDAB Stock Overview
Coeur d'Alene Bancorp, Inc. operates as the holding company for bankcda that provides various banking products and services to individuals and businesses in Idaho and Washington.
Coeur d'Alene Bancorp Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$11.19|
|52 Week High||US$12.19|
|52 Week Low||US$10.50|
|1 Month Change||2.76%|
|3 Month Change||5.07%|
|1 Year Change||-0.97%|
|3 Year Change||27.02%|
|5 Year Change||n/a|
|Change since IPO||32.43%|
Recent News & Updates
|CDAB||US Banks||US Market|
Return vs Industry: CDAB exceeded the US Banks industry which returned -10.9% over the past year.
Return vs Market: CDAB exceeded the US Market which returned -10.2% over the past year.
|CDAB Average Weekly Movement||n/a|
|Banks Industry Average Movement||3.7%|
|Market Average Movement||7.7%|
|10% most volatile stocks in US Market||16.9%|
|10% least volatile stocks in US Market||3.2%|
Stable Share Price: Insufficient data to determine CDAB's volatility over the past 3 months.
Volatility Over Time: Insufficient data to determine CDAB's volatility change over the past year.
About the Company
Coeur d'Alene Bancorp, Inc. operates as the holding company for bankcda that provides various banking products and services to individuals and businesses in Idaho and Washington. It offers checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company also provides consumer and construction loans; personal loans; and business and small business administration loans.
Coeur d'Alene Bancorp Fundamentals Summary
|CDAB fundamental statistics|
Is CDAB overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|CDAB income statement (TTM)|
|Cost of Revenue||US$0|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||0.94|
|Net Profit Margin||26.24%|
How did CDAB perform over the long term?See historical performance and comparison
Is CDAB undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 1/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for CDAB?
Other financial metrics that can be useful for relative valuation.
|What is CDAB's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does CDAB's PE Ratio compare to its peers?
|CDAB PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
FIBH First Bancshares (Bellevue OH)
GVFF Greenville Federal Financial
ELMA Elmer Bancorp
RBAZ RBAZ Bancorp
CDAB Coeur d'Alene Bancorp
Price-To-Earnings vs Peers: CDAB is good value based on its Price-To-Earnings Ratio (11.9x) compared to the peer average (12.4x).
Price to Earnings Ratio vs Industry
How does CDAB's PE Ratio compare vs other companies in the US Banks Industry?
Price-To-Earnings vs Industry: CDAB is expensive based on its Price-To-Earnings Ratio (11.9x) compared to the US Banks industry average (10.1x)
Price to Earnings Ratio vs Fair Ratio
What is CDAB's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||11.9x|
|Fair PE Ratio||n/a|
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate CDAB's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of CDAB when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate CDAB's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate CDAB's fair value for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.
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How is Coeur d'Alene Bancorp forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Coeur d'Alene Bancorp has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Examine Coeur d'Alene Bancorp's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- While we do not consider unaudited financials to be a reliable enough to include in our analysis, you can access them on the OTC Markets Website. If you are looking for more of a qualitative research into the company, you can access Coeur d'Alene Bancorp's filings and announcements here.
How has Coeur d'Alene Bancorp performed over the past 5 years?
Past Performance Score3/6
Past Performance Score 3/6
Growing Profit Margin
Earnings vs Industry
Last years earnings growth
Earnings and Revenue History
Quality Earnings: CDAB has high quality earnings.
Growing Profit Margin: CDAB's current net profit margins (26.2%) are higher than last year (20.1%).
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if CDAB's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Insufficient data to compare CDAB's past year earnings growth to its 5-year average.
Earnings vs Industry: CDAB earnings growth over the past year (37.5%) exceeded the Banks industry 8.8%.
Return on Equity
High ROE: CDAB's Return on Equity (8.2%) is considered low.
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How is Coeur d'Alene Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score4/6
Financial Health Score 4/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: CDAB's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if CDAB has a sufficient allowance for bad loans.
Low Risk Liabilities: 97% of CDAB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CDAB has an appropriate level of Loans to Assets ratio (33%).
Low Risk Deposits: CDAB's Loans to Deposits ratio (37%) is appropriate.
Level of Bad Loans: Insufficient data to determine if CDAB has an appropriate level of bad loans.
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What is Coeur d'Alene Bancorp current dividend yield, its reliability and sustainability?
Dividend Score 0/6
Future Dividend Coverage
Dividend Yield vs Market
Notable Dividend: Unable to evaluate CDAB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate CDAB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if CDAB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if CDAB's dividend payments have been increasing.
Current Payout to Shareholders
Earnings Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of CDAB's dividend in 3 years as they are not forecast to pay a notable one for the US market.
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How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Wesley R. Veach also known as Wes, serves as the Chief Executive Officer and President of Bank CDA and its parent Coeur d'Alene Bancorp. Mr. Veach served as Chief Financial Officer of Canyon Community...
Experienced Board: CDAB's board of directors are considered experienced (5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Coeur d'Alene Bancorp, Inc.'s employee growth, exchange listings and data sources
- Name: Coeur d'Alene Bancorp, Inc.
- Ticker: CDAB
- Exchange: OTCPK
- Founded: 2000
- Industry: Regional Banks
- Sector: Banks
- Implied Market Cap: US$21.071m
- Shares outstanding: 1.88m
- Website: https://www.bankcda.com
- Coeur d'Alene Bancorp, Inc.
- 912 Northwest Boulevard
- Coeur d'Alene
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/08/15 00:00|
|End of Day Share Price||2022/08/12 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.