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1st Colonial Bancorp, Inc.OTCPK:FCOB Stock Report

Market Cap US$88.0m
Share Price
US$18.10
My Fair Value
US$31.47
42.5% undervalued intrinsic discount
1Y22.7%
7D-2.2%
Portfolio Value
View

1st Colonial Bancorp, Inc.

OTCPK:FCOB Stock Report

Market Cap: US$88.0m

1st Colonial Bancorp (FCOB) Stock Overview

Operates as the bank holding company for 1st Colonial Community Bank that provides a range of business and consumer financial services in the United States. More details

FCOB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends0/6

FCOB Community Fair Values

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1st Colonial Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for 1st Colonial Bancorp
Historical stock prices
Current Share PriceUS$18.10
52 Week HighUS$18.95
52 Week LowUS$12.75
Beta0.069
1 Month Change6.03%
3 Month Change11.38%
1 Year Change22.71%
3 Year Change50.83%
5 Year Change191.94%
Change since IPO479.48%

Recent News & Updates

Recent updates

Shareholder Returns

FCOBUS BanksUS Market
7D-2.2%1.1%-1.2%
1Y22.7%20.3%15.1%

Return vs Industry: FCOB matched the US Banks industry which returned 23.4% over the past year.

Return vs Market: FCOB exceeded the US Market which returned 15.5% over the past year.

Price Volatility

Is FCOB's price volatile compared to industry and market?
FCOB volatility
FCOB Average Weekly Movement3.7%
Banks Industry Average Movement3.6%
Market Average Movement6.5%
10% most volatile stocks in US Market17.6%
10% least volatile stocks in US Market3.0%

Stable Share Price: FCOB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FCOB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2000n/aRobert Whitewww.1stcolonial.com

1st Colonial Bancorp, Inc. operates as the bank holding company for 1st Colonial Community Bank that provides a range of business and consumer financial services in the United States. The company offers business and personal checking and saving, money market, and club accounts; certificates of deposits; and personal lending products, such as personal, auto, and boat loans; residential mortgages that consists of conventional mortgage, mortgage refinancing, FHA loans, home loans, home equity lines of credit, home equity loans, and down payment assistance programs; and debit and credit cards. It also provides cash management services comprising remote deposit capture, ACH/wire transfer, night deposit drop, and merchant services; and business lending products, including small business administration, commercial real estate, commercial construction, and business acquisition loans, as well as working capital lines of credit.

1st Colonial Bancorp, Inc. Fundamentals Summary

How do 1st Colonial Bancorp's earnings and revenue compare to its market cap?
FCOB fundamental statistics
Market capUS$87.96m
Earnings (TTM)US$8.43m
Revenue (TTM)US$30.22m
10.3x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FCOB income statement (TTM)
RevenueUS$30.22m
Cost of RevenueUS$0
Gross ProfitUS$30.22m
Other ExpensesUS$21.78m
EarningsUS$8.43m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.76
Gross Margin100.00%
Net Profit Margin27.91%
Debt/Equity Ratio55.4%

How did FCOB perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/15 17:31
End of Day Share Price 2025/10/15 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

1st Colonial Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.