1st Colonial Bancorp (OTCPK:FCOB) - Stock Price, News & Analysis

FCOB Stock Overview

Operates as the bank holding company for 1st Colonial Community Bank that provides a range of business and consumer financial services in New Jersey. More details

FCOB fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	3/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 59.9% below our estimate of its fair value

Risk Analysis

Does not have a meaningful market cap ($70M)

1st Colonial Bancorp, Inc. Competitors

JBT Bancorp

OTCPK:JBTC

US$72.0m

New Peoples Bankshares

OTCPK:NWPP

US$70.9m

Coastal Carolina Bancshares

OTCPK:CCNB

US$71.3m

Bank of San Francisco

OTCPK:BSFO

US$64.2m

Price History & Performance

Summary of all time highs, changes and price drops for 1st Colonial Bancorp
Historical stock prices
Current Share Price	US$14.60
52 Week High	US$16.00
52 Week Low	US$12.06
Beta	0.70
11 Month Change	-2.60%
3 Month Change	-6.41%
1 Year Change	20.96%
33 Year Change	52.08%
5 Year Change	51.78%
Change since IPO	367.43%

Recent updates

Shareholder Returns

	FCOB	US Banks	US Market
7D	0.7%	3.5%	2.0%
1Y	21.0%	59.4%	32.4%

Return vs Industry: FCOB underperformed the US Banks industry which returned 60.1% over the past year.

Return vs Market: FCOB underperformed the US Market which returned 32.6% over the past year.

Price Volatility

Is FCOB's price volatile compared to industry and market?
FCOB volatility
FCOB Average Weekly Movement	3.3%
Banks Industry Average Movement	5.1%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.9%
10% least volatile stocks in US Market	3.1%

Stable Share Price: FCOB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FCOB's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2000	n/a	Robert White	www.1stcolonial.com

1st Colonial Bancorp, Inc. operates as the bank holding company for 1st Colonial Community Bank that provides a range of business and consumer financial services in New Jersey. The company offers various deposit products, including savings accounts, money market accounts, certificates of deposit, club accounts, and business and personal checking accounts. It also provides home equity loans, home equity lines of credit, personal and vehicle loans, residential and commercial mortgages, construction loans, business lines of credit, equipment and vehicle financing, real estate loans, working capital line of credit, and business acquisition loans, as well as small business administration loans.

1st Colonial Bancorp, Inc. Fundamentals Summary

How do 1st Colonial Bancorp's earnings and revenue compare to its market cap?
FCOB fundamental statistics
Market cap	US$70.00m
Earnings (TTM)	US$7.51m
Revenue (TTM)	US$28.08m

9.3x

P/E Ratio

0.9x

P/B Ratio

Is FCOB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FCOB income statement (TTM)
Revenue	US$28.08m
Cost of Revenue	US$0
Gross Profit	US$28.08m
Other Expenses	US$20.57m
Earnings	US$7.51m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.57
Gross Margin	100.00%
Net Profit Margin	26.73%
Debt/Equity Ratio	46.8%

How did FCOB perform over the long term?

See historical performance and comparison

1st Colonial Bancorp OTCPK:FCOB Stock Report