1st Colonial Bancorp Past Earnings Performance

Past criteria checks 3/6

1st Colonial Bancorp has been growing earnings at an average annual rate of 16.7%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 10% per year. 1st Colonial Bancorp's return on equity is 9.9%, and it has net margins of 26.7%.

Key information

16.7%

Earnings growth rate

15.8%

EPS growth rate

Banks Industry Growth	11.2%
Revenue growth rate	10.0%
Return on equity	9.9%
Net Margin	26.7%
Last Earnings Update	30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How 1st Colonial Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

OTCPK:FCOB Revenue, expenses and earnings (USD Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	28	8	16
30 Jun 24	28	7	16
31 Mar 24	29	7	16
31 Dec 23	29	7	16
30 Sep 23	32	8	16
30 Jun 23	31	8	16
31 Mar 23	31	8	16
31 Dec 22	29	8	15
30 Sep 22	29	8	16
30 Jun 22	30	8	16
31 Mar 22	29	7	16
31 Dec 21	30	7	16
30 Sep 21	28	8	13
30 Jun 21	27	7	13
31 Mar 21	25	6	13
31 Dec 20	22	5	13
30 Sep 20	19	3	11
30 Jun 20	17	3	11
31 Mar 20	18	2	0
31 Dec 19	18	3	11
30 Sep 19	20	4	11
30 Jun 19	20	5	11
31 Mar 19	20	5	11
31 Dec 18	20	5	11
30 Sep 18	20	5	11
30 Jun 18	20	4	11
31 Mar 18	20	4	11
31 Dec 17	20	4	11
30 Sep 17	20	4	10
30 Jun 17	19	4	10
31 Mar 17	19	4	10
31 Dec 16	18	4	10
30 Sep 16	17	4	8
30 Jun 16	17	3	9
31 Mar 16	16	3	8
31 Dec 15	15	3	8
30 Sep 15	14	3	8
30 Jun 15	13	2	8
31 Mar 15	12	2	7
31 Dec 14	11	1	7
30 Sep 14	11	1	7
30 Jun 14	11	1	7
31 Mar 14	11	1	8
31 Dec 13	10	1	6

Quality Earnings: FCOB has high quality earnings.

Growing Profit Margin: FCOB's current net profit margins (26.7%) are higher than last year (24%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: FCOB's earnings have grown by 16.7% per year over the past 5 years.

Accelerating Growth: FCOB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FCOB had negative earnings growth (-1.4%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).

Return on Equity

High ROE: FCOB's Return on Equity (9.9%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 22:00
End of Day Share Price	2024/12/23 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

1st Colonial Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution