1st Colonial Bancorp Past Earnings Performance
Past criteria checks 3/6
1st Colonial Bancorp has been growing earnings at an average annual rate of 16.7%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 10% per year. 1st Colonial Bancorp's return on equity is 9.9%, and it has net margins of 26.7%.
Key information
16.7%
Earnings growth rate
15.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 10.0% |
| Return on equity | 9.9% |
| Net Margin | 26.7% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How 1st Colonial Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 28 | 8 | 16 | 0 |
| 30 Jun 24 | 28 | 7 | 16 | 0 |
| 31 Mar 24 | 29 | 7 | 16 | 0 |
| 31 Dec 23 | 29 | 7 | 16 | 0 |
| 30 Sep 23 | 32 | 8 | 16 | 0 |
| 30 Jun 23 | 31 | 8 | 16 | 0 |
| 31 Mar 23 | 31 | 8 | 16 | 0 |
| 31 Dec 22 | 29 | 8 | 15 | 0 |
| 30 Sep 22 | 29 | 8 | 16 | 0 |
| 30 Jun 22 | 30 | 8 | 16 | 0 |
| 31 Mar 22 | 29 | 7 | 16 | 0 |
| 31 Dec 21 | 30 | 7 | 16 | 0 |
| 30 Sep 21 | 28 | 8 | 13 | 0 |
| 30 Jun 21 | 27 | 7 | 13 | 0 |
| 31 Mar 21 | 25 | 6 | 13 | 0 |
| 31 Dec 20 | 22 | 5 | 13 | 0 |
| 30 Sep 20 | 19 | 3 | 11 | 0 |
| 30 Jun 20 | 17 | 3 | 11 | 0 |
| 31 Mar 20 | 18 | 2 | 0 | 0 |
| 31 Dec 19 | 18 | 3 | 11 | 0 |
| 30 Sep 19 | 20 | 4 | 11 | 0 |
| 30 Jun 19 | 20 | 5 | 11 | 0 |
| 31 Mar 19 | 20 | 5 | 11 | 0 |
| 31 Dec 18 | 20 | 5 | 11 | 0 |
| 30 Sep 18 | 20 | 5 | 11 | 0 |
| 30 Jun 18 | 20 | 4 | 11 | 0 |
| 31 Mar 18 | 20 | 4 | 11 | 0 |
| 31 Dec 17 | 20 | 4 | 11 | 0 |
| 30 Sep 17 | 20 | 4 | 10 | 0 |
| 30 Jun 17 | 19 | 4 | 10 | 0 |
| 31 Mar 17 | 19 | 4 | 10 | 0 |
| 31 Dec 16 | 18 | 4 | 10 | 0 |
| 30 Sep 16 | 17 | 4 | 8 | 0 |
| 30 Jun 16 | 17 | 3 | 9 | 0 |
| 31 Mar 16 | 16 | 3 | 8 | 0 |
| 31 Dec 15 | 15 | 3 | 8 | 0 |
| 30 Sep 15 | 14 | 3 | 8 | 0 |
| 30 Jun 15 | 13 | 2 | 8 | 0 |
| 31 Mar 15 | 12 | 2 | 7 | 0 |
| 31 Dec 14 | 11 | 1 | 7 | 0 |
| 30 Sep 14 | 11 | 1 | 7 | 0 |
| 30 Jun 14 | 11 | 1 | 7 | 0 |
| 31 Mar 14 | 11 | 1 | 8 | 0 |
| 31 Dec 13 | 10 | 1 | 6 | 0 |
Quality Earnings: FCOB has high quality earnings.
Growing Profit Margin: FCOB's current net profit margins (26.7%) are higher than last year (24%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FCOB's earnings have grown by 16.7% per year over the past 5 years.
Accelerating Growth: FCOB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FCOB had negative earnings growth (-1.4%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: FCOB's Return on Equity (9.9%) is considered low.