1st Colonial Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
1st Colonial Bancorp has total assets of $818.1M and total equity of $69.7M. Total deposits are $669.0M, and total loans are $627.3M.
Key information
11.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$668.96m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.8% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$40.66m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCOB's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: FCOB has a sufficient allowance for bad loans (199%).
Low Risk Liabilities: 89% of FCOB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCOB has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: FCOB's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: FCOB has an appropriate level of bad loans (0.8%).