1st Colonial Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
1st Colonial Bancorp has total assets of $815.3M and total equity of $75.5M. Total deposits are $699.1M, and total loans are $614.9M.
Key information
10.8x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$699.06m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$43.90m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FCOB's Assets to Equity ratio (10.8x) is moderate.
Allowance for Bad Loans: FCOB has a sufficient allowance for bad loans (655%).
Low Risk Liabilities: 94% of FCOB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FCOB has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: FCOB's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: FCOB has an appropriate level of bad loans (0.2%).