| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
CZBS Stock Overview
Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers.
Citizens Bancshares Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$18.95 |
| 52 Week High | US$18.95 |
| 52 Week Low | US$9.93 |
| Beta | 0.28 |
| 1 Month Change | 30.69% |
| 3 Month Change | 74.33% |
| 1 Year Change | 77.43% |
| 3 Year Change | 67.70% |
| 5 Year Change | 90.45% |
| Change since IPO | 129.70% |
Recent News & Updates
Shareholder Returns
| CZBS | US Banks | US Market | |
|---|---|---|---|
| 7D | 8.3% | 5.3% | 3.2% |
| 1Y | 77.4% | -10.9% | -10.1% |
Return vs Industry: CZBS exceeded the US Banks industry which returned -13.2% over the past year.
Return vs Market: CZBS exceeded the US Market which returned -11.7% over the past year.
Price Volatility
| CZBS volatility | |
|---|---|
| CZBS Average Weekly Movement | 7.9% |
| Banks Industry Average Movement | 3.7% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: CZBS is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: CZBS's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1921 | n/a | Cynthia Day | https://ctbconnect.com |
Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers. The company offers checking and savings accounts; and demand and money market deposits. Its loan products include commercial, financial, and agricultural loans; loans secured by personal property, such as automobiles, marketable securities, and other titled recreational vehicles and motorcycles, as well as unsecured consumer debt; commercial real estate loans; single-family residential loans; and construction and development loans.
Citizens Bancshares Corporation Fundamentals Summary
| CZBS fundamental statistics | |
|---|---|
| Market Cap | US$37.45m |
| Earnings (TTM) | US$3.92m |
| Revenue (TTM) | US$20.60m |
9.5x
P/E Ratio0.7x
P/B RatioIs CZBS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CZBS income statement (TTM) | |
|---|---|
| Revenue | US$20.60m |
| Cost of Revenue | US$0 |
| Gross Profit | US$20.60m |
| Other Expenses | US$16.67m |
| Earnings | US$3.92m |
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.99 |
| Gross Margin | 100.00% |
| Net Profit Margin | 19.05% |
| Debt/Equity Ratio | 0.1% |
How did CZBS perform over the long term?
See historical performance and comparison