CZBS Stock Overview
Operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 0/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Citizens Bancshares Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$54.00 |
| 52 Week High | US$63.00 |
| 52 Week Low | US$43.51 |
| Beta | 0 |
| 1 Month Change | 4.87% |
| 3 Month Change | -0.52% |
| 1 Year Change | 24.11% |
| 3 Year Change | 380.00% |
| 5 Year Change | 371.62% |
| Change since IPO | 554.55% |
Recent News & Updates
Recent updates
Shareholder Returns
| CZBS | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.9% | 0.6% | 1.2% |
| 1Y | 24.1% | 41.7% | 23.7% |
Return vs Industry: CZBS underperformed the US Banks industry which returned 41.7% over the past year.
Return vs Market: CZBS matched the US Market which returned 23.7% over the past year.
Price Volatility
| CZBS volatility | |
|---|---|
| CZBS Average Weekly Movement | 3.9% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in US Market | 18.0% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: CZBS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CZBS's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1921 | n/a | Cynthia Day | ctbconnect.com |
Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers. The company offers checking and savings accounts; and demand and money market deposits. Its loan products include commercial, financial, and agricultural loans; loans secured by personal property, such as automobiles, marketable securities, and other titled recreational vehicles and motorcycles, as well as unsecured consumer debt; commercial real estate loans; single-family residential loans; and construction and development loans.
Citizens Bancshares Corporation Fundamentals Summary
| CZBS fundamental statistics | |
|---|---|
| Market cap | US$95.11m |
| Earnings (TTM) | US$9.21m |
| Revenue (TTM) | US$30.17m |
0.0x
P/E Ratio0.0x
P/B RatioIs CZBS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CZBS income statement (TTM) | |
|---|---|
| Revenue | US$30.17m |
| Cost of Revenue | US$0 |
| Gross Profit | US$30.17m |
| Other Expenses | US$20.97m |
| Earnings | US$9.21m |
Last Reported Earnings
Dec 31, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 0 |
| Gross Margin | 0.00% |
| Net Profit Margin | 0.00% |
| Debt/Equity Ratio | 0.0% |
How did CZBS perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yieldn/a
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/19 20:19 |
| End of Day Share Price | 2025/02/19 00:00 |
| Earnings | 2022/12/31 |
| Annual Earnings | 2022/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Citizens Bancshares Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.