CZBS Stock Overview
Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Citizens Bancshares Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$48.12 |
| 52 Week High | US$51.20 |
| 52 Week Low | US$32.60 |
| Beta | 0.50 |
| 1 Month Change | -2.78% |
| 3 Month Change | 15.66% |
| 1 Year Change | 20.29% |
| 3 Year Change | 230.69% |
| 5 Year Change | 347.59% |
| Change since IPO | 483.22% |
Recent News & Updates
No updates
Recent updates
No updates
Shareholder Returns
| CZBS | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.6% | 5.3% | 1.0% |
| 1Y | 20.3% | 31.6% | 21.9% |
Return vs Industry: CZBS underperformed the US Banks industry which returned 34.4% over the past year.
Return vs Market: CZBS underperformed the US Market which returned 24.9% over the past year.
Price Volatility
| CZBS volatility | |
|---|---|
| CZBS Average Weekly Movement | 4.7% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: CZBS has not had significant price volatility in the past 3 months.
Volatility Over Time: CZBS's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1921 | n/a | Cynthia Day | ctbconnect.com |
Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers. The company offers checking and savings accounts; and demand and money market deposits. Its loan products include commercial, financial, and agricultural loans; loans secured by personal property, such as automobiles, marketable securities, and other titled recreational vehicles and motorcycles, as well as unsecured consumer debt; commercial real estate loans; single-family residential loans; and construction and development loans.
Citizens Bancshares Corporation Fundamentals Summary
| CZBS fundamental statistics | |
|---|---|
| Market cap | US$85.98m |
| Earnings (TTM) | US$9.21m |
| Revenue (TTM) | US$30.17m |
9.3x
P/E Ratio1.7x
P/B RatioIs CZBS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CZBS income statement (TTM) | |
|---|---|
| Revenue | US$30.17m |
| Cost of Revenue | US$0 |
| Gross Profit | US$30.17m |
| Other Expenses | US$20.97m |
| Earnings | US$9.21m |
Last Reported Earnings
Dec 31, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.15 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.51% |
| Debt/Equity Ratio | 1.8% |
How did CZBS perform over the long term?
See historical performance and comparison