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CZBS

Citizens Bancshares OTCPK:CZBS Stock Report

Last Price

US$18.95

Market Cap

US$37.4m

7D

8.3%

1Y

77.4%

Updated

12 Aug, 2022

Data

Company Financials
CZBS fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance2/6
Financial Health6/6
Dividends4/6

CZBS Stock Overview

Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers.

Citizens Bancshares Corporation Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Citizens Bancshares
Historical stock prices
Current Share PriceUS$18.95
52 Week HighUS$18.95
52 Week LowUS$9.93
Beta0.28
1 Month Change30.69%
3 Month Change74.33%
1 Year Change77.43%
3 Year Change67.70%
5 Year Change90.45%
Change since IPO129.70%

Recent News & Updates

Shareholder Returns

CZBSUS BanksUS Market
7D8.3%5.3%3.2%
1Y77.4%-10.9%-10.1%

Return vs Industry: CZBS exceeded the US Banks industry which returned -13.2% over the past year.

Return vs Market: CZBS exceeded the US Market which returned -11.7% over the past year.

Price Volatility

Is CZBS's price volatile compared to industry and market?
CZBS volatility
CZBS Average Weekly Movement7.9%
Banks Industry Average Movement3.7%
Market Average Movement7.7%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.2%

Stable Share Price: CZBS is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 8% a week.

Volatility Over Time: CZBS's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1921n/aCynthia Dayhttps://ctbconnect.com

Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers. The company offers checking and savings accounts; and demand and money market deposits. Its loan products include commercial, financial, and agricultural loans; loans secured by personal property, such as automobiles, marketable securities, and other titled recreational vehicles and motorcycles, as well as unsecured consumer debt; commercial real estate loans; single-family residential loans; and construction and development loans.

Citizens Bancshares Corporation Fundamentals Summary

How do Citizens Bancshares's earnings and revenue compare to its market cap?
CZBS fundamental statistics
Market CapUS$37.45m
Earnings (TTM)US$3.92m
Revenue (TTM)US$20.60m

9.5x

P/E Ratio

0.7x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
CZBS income statement (TTM)
RevenueUS$20.60m
Cost of RevenueUS$0
Gross ProfitUS$20.60m
Other ExpensesUS$16.67m
EarningsUS$3.92m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)1.99
Gross Margin100.00%
Net Profit Margin19.05%
Debt/Equity Ratio0.1%

How did CZBS perform over the long term?

See historical performance and comparison

Dividends

2.6%

Current Dividend Yield

20%

Payout Ratio