CMHF Stock Overview
Operates as the bank holding company for Middletown Valley Bank that provides retail and commercial banking services to individuals and businesses in Frederick and Washington counties in Maryland and Franklin County, Pennsylvania. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 1/6 |
My Notes
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Community Heritage Financial, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$24.00 |
| 52 Week High | US$24.00 |
| 52 Week Low | US$16.50 |
| Beta | 0.26 |
| 1 Month Change | 9.09% |
| 3 Month Change | 14.29% |
| 1 Year Change | 45.45% |
| 3 Year Change | -1.23% |
| 5 Year Change | 9.74% |
| Change since IPO | 26.32% |
Recent News & Updates
Recent updates
Shareholder Returns
| CMHF | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.1% | -3.4% | -2.2% |
| 1Y | 45.5% | 29.3% | 23.9% |
Return vs Industry: CMHF exceeded the US Banks industry which returned 29.3% over the past year.
Return vs Market: CMHF exceeded the US Market which returned 23.9% over the past year.
Price Volatility
| CMHF volatility | |
|---|---|
| CMHF Average Weekly Movement | n/a |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CMHF's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine CMHF's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1908 | 176 | BJ Goetz | mvbbank.com |
Community Heritage Financial, Inc. operates as the bank holding company for Middletown Valley Bank that provides retail and commercial banking services to individuals and businesses in Frederick and Washington counties in Maryland and Franklin County, Pennsylvania. Its primary deposit products include demand, savings, and time deposits, as well as lending products comprise real estate mortgages, commercial business loans, and instalment loans. The company also offers mortgage financing, new home purchases, refinancing, and construction lending in Middletown, Crofton, and Oakland, Maryland.
Community Heritage Financial, Inc. Fundamentals Summary
| CMHF fundamental statistics | |
|---|---|
| Market cap | US$70.08m |
| Earnings (TTM) | US$5.82m |
| Revenue (TTM) | US$32.46m |
12.0x
P/E Ratio0.9x
P/B RatioIs CMHF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CMHF income statement (TTM) | |
|---|---|
| Revenue | US$32.46m |
| Cost of Revenue | US$0 |
| Gross Profit | US$32.46m |
| Other Expenses | US$26.65m |
| Earnings | US$5.82m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.99 |
| Gross Margin | 100.00% |
| Net Profit Margin | 17.92% |
| Debt/Equity Ratio | 103.5% |
How did CMHF perform over the long term?
See historical performance and comparisonDividends
1.0%
Current Dividend Yield12%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 12:24 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Community Heritage Financial, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|