Community Heritage Financial Balance Sheet Health
Financial Health criteria checks 6/6
Community Heritage Financial has total assets of $1.1B and total equity of $72.7M. Total deposits are $902.9M, and total loans are $822.6M. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $76.8M.
Key information
14.6x
Asset to equity ratio
2.8%
Net interest margin
Total deposits | US$902.91m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$76.81m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CMHF's Assets to Equity ratio (14.6x) is moderate.
Allowance for Bad Loans: CMHF has a sufficient allowance for bad loans (435%).
Low Risk Liabilities: 91% of CMHF's liabilities are made up of primarily low risk sources of funding.
Loan Level: CMHF has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: CMHF's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: CMHF has an appropriate level of bad loans (0.2%).