Community Heritage Financial Balance Sheet Health
Financial Health criteria checks 6/6
Community Heritage Financial has total assets of $1.1B and total equity of $77.3M. Total deposits are $932.8M, and total loans are $839.4M. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $90.5M.
Key information
14.2x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$932.80m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$90.49m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CMHF's Assets to Equity ratio (14.2x) is moderate.
Allowance for Bad Loans: CMHF has a sufficient allowance for bad loans (522%).
Low Risk Liabilities: 91% of CMHF's liabilities are made up of primarily low risk sources of funding.
Loan Level: CMHF has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: CMHF's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: CMHF has an appropriate level of bad loans (0.2%).