Community Heritage Financial Past Earnings Performance
Past criteria checks 2/6
Community Heritage Financial has been growing earnings at an average annual rate of 17.2%, while the Banks industry saw earnings growing at 9.4% annually. Revenues have been growing at an average rate of 11.8% per year. Community Heritage Financial's return on equity is 5.9%, and it has net margins of 14.4%.
Key information
17.2%
Earnings growth rate
13.3%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 11.8% |
| Return on equity | 5.9% |
| Net Margin | 14.4% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How Community Heritage Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 30 | 4 | 22 | 0 |
| 31 Dec 23 | 30 | 4 | 22 | 0 |
| 30 Sep 23 | 30 | 5 | 21 | 0 |
| 30 Jun 23 | 30 | 5 | 20 | 0 |
| 31 Mar 23 | 31 | 6 | 20 | 0 |
| 31 Dec 22 | 31 | 7 | 19 | 0 |
| 30 Sep 22 | 30 | 7 | 19 | 0 |
| 30 Jun 22 | 31 | 7 | 18 | 0 |
| 31 Mar 22 | 29 | 6 | 18 | 0 |
| 31 Dec 21 | 28 | 6 | 18 | 0 |
| 30 Sep 21 | 28 | 6 | 17 | 0 |
| 30 Jun 21 | 27 | 5 | 25 | 0 |
| 31 Mar 21 | 26 | 5 | 17 | 0 |
| 31 Dec 20 | 25 | 4 | 17 | 0 |
| 30 Sep 20 | 23 | 3 | 13 | 0 |
| 30 Jun 20 | 21 | 3 | 13 | 0 |
| 31 Mar 20 | 21 | 3 | 0 | 0 |
| 31 Dec 19 | 20 | 3 | 14 | 0 |
| 30 Sep 19 | 19 | 2 | 9 | 0 |
| 30 Jun 19 | 17 | 2 | 9 | 0 |
| 31 Mar 19 | 16 | 2 | 9 | 0 |
| 31 Dec 18 | 14 | 2 | 10 | 0 |
| 30 Sep 18 | 13 | 1 | 0 | 0 |
| 30 Jun 18 | 13 | 2 | 0 | 0 |
| 31 Mar 18 | 12 | 1 | 0 | 0 |
| 31 Dec 17 | 11 | 1 | 7 | 0 |
| 31 Dec 16 | 9 | 1 | 6 | 0 |
| 31 Dec 15 | 7 | 0 | 5 | 0 |
| 31 Dec 14 | 7 | 0 | 5 | 0 |
Quality Earnings: CMHF has high quality earnings.
Growing Profit Margin: CMHF's current net profit margins (14.4%) are lower than last year (20.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CMHF's earnings have grown by 17.2% per year over the past 5 years.
Accelerating Growth: CMHF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CMHF had negative earnings growth (-32.9%) over the past year, making it difficult to compare to the Banks industry average (-14%).
Return on Equity
High ROE: CMHF's Return on Equity (5.9%) is considered low.