Avidbank Holdings (OTCPK:AVBH) - Stock Price, News & Analysis

AVBH Stock Overview

Operates as a bank holding company for Avidbank that provides financial products and services to businesses and individuals in the Santa Clara, San Mateo, and San Francisco counties. More details

AVBH fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	4/6
Past Performance	2/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 58.9% below our estimate of its fair value

Earnings are forecast to grow 22.75% per year

Risk Analysis

Profit margins (21.4%) are lower than last year (32.2%)

Avidbank Holdings, Inc. Competitors

BV Financial

NasdaqCM:BVFL

US$184.4m

Honat Bancorp

OTCPK:HONT

US$172.1m

CB Financial Services

NasdaqGM:CBFV

US$153.2m

First Northern Community Bancorp

OTCPK:FNRN

US$152.4m

Price History & Performance

Summary of all time highs, changes and price drops for Avidbank Holdings
Historical stock prices
Current Share Price	US$21.90
52 Week High	US$22.00
52 Week Low	US$18.16
Beta	0.68
11 Month Change	8.85%
3 Month Change	12.89%
1 Year Change	5.75%
33 Year Change	-8.75%
5 Year Change	-12.05%
Change since IPO	108.57%

Recent updates

Shareholder Returns

	AVBH	US Banks	US Market
7D	-0.2%	0.8%	0.3%
1Y	5.7%	55.5%	31.1%

Return vs Industry: AVBH underperformed the US Banks industry which returned 55.5% over the past year.

Return vs Market: AVBH underperformed the US Market which returned 31.1% over the past year.

Price Volatility

Is AVBH's price volatile compared to industry and market?
AVBH volatility
AVBH Average Weekly Movement	1.6%
Banks Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: AVBH has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: AVBH's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2003	146	Mark Mordell	www.avidbank.com

Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial products and services to businesses and individuals in the Santa Clara, San Mateo, and San Francisco counties. The company offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. It also provides personal lending products, including secured and unsecured lines of credit, home equity lines of credit, remodel and new home construction loans, and term loans; corporate banking comprising working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occupied real estate loans; and commercial real estate lending, such as permanent loans and bridge financing products.

Avidbank Holdings, Inc. Fundamentals Summary

How do Avidbank Holdings's earnings and revenue compare to its market cap?
AVBH fundamental statistics
Market cap	US$171.99m
Earnings (TTM)	US$14.86m
Revenue (TTM)	US$69.42m

11.6x

P/E Ratio

0.9x

P/B Ratio

Is AVBH overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AVBH income statement (TTM)
Revenue	US$69.42m
Cost of Revenue	US$0
Gross Profit	US$69.42m
Other Expenses	US$54.56m
Earnings	US$14.86m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.89
Gross Margin	100.00%
Net Profit Margin	21.41%
Debt/Equity Ratio	96.5%

How did AVBH perform over the long term?

See historical performance and comparison

Avidbank Holdings OTCPK:AVBH Stock Report