UCB Stock Overview
Operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors.
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Community Narratives
Narratives bring a range of perspectives from our community.
Calculated Shifts And Focused Growth Outlook Brighten Bank's Financial Horizon
United Community Banks, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$29.61 |
| 52 Week High | US$31.96 |
| 52 Week Low | US$21.63 |
| Beta | 0.90 |
| 11 Month Change | 6.40% |
| 3 Month Change | 17.64% |
| 1 Year Change | 14.63% |
| 33 Year Change | -0.034% |
| 5 Year Change | 4.93% |
| Change since IPO | -58.05% |
Recent News & Updates
United Community Banks' (NYSE:UCB) Upcoming Dividend Will Be Larger Than Last Year's
Sep 04
United Community Banks: Preferred Share Downgrade On Low Yield
Aug 19United Community Banks' (NYSE:UCB) Dividend Will Be Increased To $0.24
Aug 19Recent updates
United Community Banks' (NYSE:UCB) Upcoming Dividend Will Be Larger Than Last Year's
Sep 04United Community Banks: Preferred Share Downgrade On Low Yield
Aug 19United Community Banks' (NYSE:UCB) Dividend Will Be Increased To $0.24
Aug 19United Community Banks (NASDAQ:UCBI) Is Due To Pay A Dividend Of $0.23
Feb 29United Community Banks GAAP EPS of $0.74 beats by $0.02, revenue of $216.30M misses by $10.38M
Oct 18United Community Banks (NASDAQ:UCBI) Is Increasing Its Dividend To $0.22
Sep 13United Community Banks (NASDAQ:UCBI) Is Paying Out A Larger Dividend Than Last Year
Aug 23United Community Banks raises dividend 4.8% to $0.22
Aug 18United Community Banks GAAP EPS of $0.61 misses by $0.04, revenue of $206.75M misses by $6.44M
Jul 19Here's Why I Think United Community Banks (NASDAQ:UCBI) Is An Interesting Stock
Apr 05United Community Banks (NASDAQ:UCBI) Will Pay A Larger Dividend Than Last Year At US$0.21
Feb 22United Community Banks Still Following A Tested Formula
Feb 03United Community Banks (NASDAQ:UCBI) Is Increasing Its Dividend To US$0.20
Dec 02United Community Banks (NASDAQ:UCBI) Has Announced That It Will Be Increasing Its Dividend To US$0.20
Nov 18Is Now The Time To Put United Community Banks (NASDAQ:UCBI) On Your Watchlist?
Oct 21United Community Banks' (NASDAQ:UCBI) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 15I Built A List Of Growing Companies And United Community Banks (NASDAQ:UCBI) Made The Cut
Jul 19Shareholder Returns
| UCB | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.9% | 1.1% | -1.9% |
| 1Y | 14.6% | 41.7% | 20.9% |
Return vs Industry: UCB underperformed the US Banks industry which returned 41.7% over the past year.
Return vs Market: UCB underperformed the US Market which returned 20.9% over the past year.
Price Volatility
| UCB volatility | |
|---|---|
| UCB Average Weekly Movement | 4.4% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 15.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: UCB has not had significant price volatility in the past 3 months.
Volatility Over Time: UCB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1950 | 3,070 | Herbert Harton | www.ucbi.com |
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans.
United Community Banks, Inc. Fundamentals Summary
| UCB fundamental statistics | |
|---|---|
| Market cap | US$3.59b |
| Earnings (TTM) | US$184.76m |
| Revenue (TTM) | US$828.86m |
19.1x
P/E Ratio1.1x
P/B RatioIs UCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UCB income statement (TTM) | |
|---|---|
| Revenue | US$828.86m |
| Cost of Revenue | US$0 |
| Gross Profit | US$828.86m |
| Other Expenses | US$644.10m |
| Earnings | US$184.76m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.55 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.29% |
| Debt/Equity Ratio | 12.4% |
How did UCB perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield60%
Payout RatioDoes UCB pay a reliable dividends?
See UCB dividend history and benchmarks| United Community Banks dividend dates | |
|---|---|
| Ex Dividend Date | Sep 16 2024 |
| Dividend Pay Date | Oct 04 2024 |
| Days until Ex dividend | 11 days |
| Days until Dividend pay date | 29 days |
Does UCB pay a reliable dividends?
See UCB dividend history and benchmarks