Stock Analysis

3 Stocks With Estimated Discounts Of Up To 44.2% Below Intrinsic Value

As the U.S. stock market navigates a volatile landscape marked by fluctuating interest rate expectations and concerns over tech valuations, investors are keenly observing opportunities that may arise from these shifts. In such an environment, identifying undervalued stocks can be particularly appealing, as they offer potential for growth when trading at a significant discount to their intrinsic value.

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Top 10 Undervalued Stocks Based On Cash Flows In The United States

NameCurrent PriceFair Value (Est)Discount (Est)
Peraso (PRSO)$0.8804$1.7248.7%
Old National Bancorp (ONB)$21.10$41.4649.1%
Nicolet Bankshares (NIC)$121.66$242.1749.8%
MoneyHero (MNY)$1.23$2.4349.3%
Huntington Bancshares (HBAN)$15.88$31.3549.4%
First Busey (BUSE)$23.21$45.3448.8%
Fifth Third Bancorp (FITB)$42.42$83.6849.3%
CNB Financial (CCNE)$25.02$48.8348.8%
Circle Internet Group (CRCL)$71.33$140.4749.2%
Beacon Financial (BBT)$24.93$48.6648.8%

Click here to see the full list of 213 stocks from our Undervalued US Stocks Based On Cash Flows screener.

Let's take a closer look at a couple of our picks from the screened companies.

Zillow Group (ZG)

Overview: Zillow Group, Inc. operates real estate brands through mobile applications and websites in the United States and has a market cap of approximately $17.16 billion.

Operations: The company's revenue from Internet Information Providers amounts to $2.48 billion.

Estimated Discount To Fair Value: 31.8%

Zillow Group's recent initiatives like CreditClimb and AI-powered tools enhance its service offerings, potentially boosting cash flow. With a Q3 net income of US$10 million, up from a loss last year, and revenue growth expectations exceeding the market average, Zillow appears undervalued based on discounted cash flow analysis. Trading at US$69.98 against an estimated fair value of US$102.6 suggests significant upside potential despite ongoing legal challenges with CoStar Group.

ZG Discounted Cash Flow as at Nov 2025
ZG Discounted Cash Flow as at Nov 2025

KeyCorp (KEY)

Overview: KeyCorp, with a market cap of $19.48 billion, operates as the holding company for KeyBank National Association, offering a range of retail and commercial banking products and services in the United States.

Operations: KeyBank National Association generates revenue through its Consumer Bank segment, contributing $3.45 billion, and its Commercial Bank segment, which brings in $3.71 billion.

Estimated Discount To Fair Value: 44.2%

KeyCorp's stock is trading at US$17.82, significantly below its estimated fair value of US$31.93, highlighting potential undervaluation based on cash flows. Recent earnings show a turnaround with net income of US$489 million in Q3 2025 compared to a loss last year. However, the dividend yield of 4.6% may not be well covered by current or forecasted earnings, and return on equity is projected to remain modest at 11.4%.

KEY Discounted Cash Flow as at Nov 2025
KEY Discounted Cash Flow as at Nov 2025

Moog (MOG.A)

Overview: Moog Inc. designs, manufactures, and integrates precision motion and fluid controls and control systems for OEMs and end users in aerospace, defense, and industrial markets globally, with a market cap of approximately $6.80 billion.

Operations: Moog's revenue is primarily derived from four segments: Industrial ($955.58 million), Military Aircraft ($888.14 million), Space and Defense ($1.11 billion), and Commercial Aircraft ($903.88 million).

Estimated Discount To Fair Value: 42%

Moog Inc. is trading at US$214.77, significantly below its estimated fair value of US$370.38, suggesting undervaluation based on cash flows. Earnings are projected to grow 20.3% annually, outpacing the market's 15.8%. Recent financials show a rise in net income to US$235 million for fiscal year 2025 from US$208 million previously, with earnings per share increasing to US$7.42 from US$6.53, despite slower revenue growth and high debt levels.

MOG.A Discounted Cash Flow as at Nov 2025
MOG.A Discounted Cash Flow as at Nov 2025

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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