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KB Financial Group NYSE:KB Stock Report

Last Price

US$61.99

Market Cap

US$23.1b

7D

0.2%

1Y

56.7%

Updated

23 Jan, 2025

Data

Company Financials +

KB Financial Group Inc.

NYSE:KB Stock Report

Market Cap: US$23.1b

KB Stock Overview

Provides a range of banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. More details

KB fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance3/6
Financial Health6/6
Dividends4/6

Rewards

Trading at 58.3% below our estimate of its fair value

Earnings are forecast to grow 8.16% per year

Earnings grew by 3.2% over the past year

Trading at good value compared to peers and industry

Risk Analysis

Unstable dividend track record


My Notes

Capture your thoughts, links and company narrative

KB Financial Group Inc. Competitors

Fifth Third Bancorp

NasdaqGS:FITB

US$29.4b

Credicorp

NYSE:BAP

US$14.5b

Comerica

NYSE:CMA

US$8.2b

U.S. Bancorp

NYSE:USB

US$75.9b

Price History & Performance

Summary of share price highs, lows and changes for KB Financial Group
Historical stock prices
Current Share Price₩61.99
52 Week High₩72.89
52 Week Low₩39.19
Beta0.59
1 Month Change4.10%
3 Month Change-14.12%
1 Year Change56.74%
3 Year Change28.18%
5 Year Change65.53%
Change since IPO43.40%

Recent News & Updates

KB Financial: Buying Korea's Dip Through Its Largest Bank

Dec 05

KB Financial Group: Not A Value Trap, I'm Staying Long

Nov 18

KB Financial: 'Korea Discount' Not Closing, But Fundamentals Are Superior

Oct 15

Recent updates

KB Financial: Buying Korea's Dip Through Its Largest Bank

Dec 05

KB Financial Group: Not A Value Trap, I'm Staying Long

Nov 18

KB Financial: 'Korea Discount' Not Closing, But Fundamentals Are Superior

Oct 15

KB Financial: 'Value Up' Disappointment Is An Opportunity

Sep 30

KB Financial: A Value Investing Gem

Jul 25

Growing Investor Interest And Value Enhancement Plan Make KB Financial A Buy

Jun 08

KB Financial: Korea's 'Dividend King' Trades At Too Steep A Discount

Mar 03

KB Financial: A Bargain From South Korea

Dec 13

KB Financial: Recent Developments Are Favorable

Oct 05

Earnings Beat And Buybacks Reinforce My Buy Rating For KB Financial

Jul 27

KB Financial reports FY results

Feb 07

KB Financial: Poised For A Re-Rating

Dec 23

KB Financial reports Q3 results

Oct 25

KB Financial: Watch Q3 Earnings And Capital Return

Oct 14

KB Financial Stock: Too Cheap To Ignore

Aug 01

KB Financial reports Q2 results

Jul 21

KB Financial: Multiple Tailwinds

May 02

KB Financial: Market's Focus Is On Share Cancellation And Rate Hikes

Feb 10

KB Financial: New Digital Platform Draws Attention

Nov 18

KB Financial: Multiple Positives Yet To Be Priced In

Sep 03

KB Financial: Dividends And Digital Banking In The Spotlight

Jun 21

KB Financial reports Q4 results

Feb 04

KB Financial Group: Earnings Above Expectations With Capital Return Improvement Catalyst

Nov 03

Shareholder Returns

KBUS BanksUS Market
7D0.2%2.3%3.0%
1Y56.7%37.5%25.2%

Return vs Industry: KB exceeded the US Banks industry which returned 37.7% over the past year.

Return vs Market: KB exceeded the US Market which returned 25% over the past year.

Price Volatility

Is KB's price volatile compared to industry and market?
KB volatility
KB Average Weekly Movement5.3%
Banks Industry Average Movement5.2%
Market Average Movement6.5%
10% most volatile stocks in US Market18.8%
10% least volatile stocks in US Market3.3%

Stable Share Price: KB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: KB's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1963n/aJong Hee Yangwww.kbfg.com

KB Financial Group Inc. provides a range of banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. The company operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. It offers loans, deposit products, and other related financial products and services to large, small, medium-sized enterprises, and small office/home office, as well as individuals and households; investment banking, and brokerage and supporting services; life insurance products; non-life insurance products, including fire, maritime, injury, technology, liability, package, title, guarantee, other special type insurances, automobile, long-term nonlife, property damage, injury, driver, savings, illness, nursing, pension, and others; and credit sale, cash service, card loan, and other supporting services.

KB Financial Group Inc. Fundamentals Summary

How do KB Financial Group's earnings and revenue compare to its market cap?
KB fundamental statistics
Market capUS$23.12b
Earnings (TTM)US$3.10b
Revenue (TTM)US$9.83b

7.5x

P/E Ratio

0.6x

P/B Ratio

Is KB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KB income statement (TTM)
Revenue₩14.11t
Cost of Revenue₩0
Gross Profit₩14.11t
Other Expenses₩9.66t
Earnings₩4.45t

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 05, 2025

Earnings per share (EPS)11.89k
Gross Margin100.00%
Net Profit Margin31.56%
Debt/Equity Ratio249.4%

How did KB perform over the long term?

See historical performance and comparison

Dividends

3.5%

Current Dividend Yield

33%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/23 06:03
End of Day Share Price 2025/01/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

KB Financial Group Inc. is covered by 44 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sunmok HaBarclays
Michelle ChoBNP Paribas Securities (Asia)
Jeehoon ParkBofA Global Research