KB Financial Group Inc.

NYSE:KB Stock Report

Market Cap: US$24.5b

KB Financial Group Future Growth

Future criteria checks 2/6

KB Financial Group is forecast to grow earnings and revenue by 2.8% and 14.3% per annum respectively. EPS is expected to grow by 6.2% per annum. Return on equity is forecast to be 9.4% in 3 years.

Key information

2.8%

Earnings growth rate

6.2%

EPS growth rate

Banks earnings growth7.9%
Revenue growth rate14.3%
Future return on equity9.4%
Analyst coverage

Good

Last updated26 Apr 2025

Recent future growth updates

No updates

Recent updates

KB Financial: Q1 Net Profit And Updated Dividend Guidance Surpassed Expectations

Apr 30

KB Financial Group: A Conservative Bank With Conservative Returns

Feb 19

KB Financial: Buying Korea's Dip Through Its Largest Bank

Dec 05

KB Financial Group: Not A Value Trap, I'm Staying Long

Nov 18

KB Financial: 'Korea Discount' Not Closing, But Fundamentals Are Superior

Oct 15

KB Financial: 'Value Up' Disappointment Is An Opportunity

Sep 30

KB Financial: A Value Investing Gem

Jul 25

Growing Investor Interest And Value Enhancement Plan Make KB Financial A Buy

Jun 08

KB Financial: Korea's 'Dividend King' Trades At Too Steep A Discount

Mar 03

KB Financial: A Bargain From South Korea

Dec 13

KB Financial: Recent Developments Are Favorable

Oct 05

Earnings Beat And Buybacks Reinforce My Buy Rating For KB Financial

Jul 27

KB Financial reports FY results

Feb 07

KB Financial: Poised For A Re-Rating

Dec 23

KB Financial reports Q3 results

Oct 25

KB Financial: Watch Q3 Earnings And Capital Return

Oct 14

KB Financial Stock: Too Cheap To Ignore

Aug 01

KB Financial reports Q2 results

Jul 21

KB Financial: Multiple Tailwinds

May 02

KB Financial: Market's Focus Is On Share Cancellation And Rate Hikes

Feb 10

KB Financial: New Digital Platform Draws Attention

Nov 18

KB Financial: Multiple Positives Yet To Be Priced In

Sep 03

KB Financial: Dividends And Digital Banking In The Spotlight

Jun 21

Earnings and Revenue Growth Forecasts

NYSE:KB - Analysts future estimates and past financials data (KRW Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202718,313,7066,025,926N/AN/A13
12/31/202617,622,6135,695,142N/AN/A18
12/31/202517,294,9705,593,267N/AN/A17
3/31/202511,405,3385,533,707N/AN/AN/A
12/31/202415,008,3204,878,422-20,406,706-19,800,870N/A
9/30/202414,107,5844,452,472-20,479,067-19,929,818N/A
6/30/202413,610,4234,208,980-13,710,926-13,078,109N/A
3/31/202413,360,0473,980,076-14,346,594-13,770,455N/A
12/31/202313,032,3784,409,920-8,762,197-8,086,991N/A
9/30/202313,268,6304,313,67411,323,25611,985,853N/A
6/30/202313,030,5164,326,100-4,619,672-4,002,918N/A
3/31/202312,400,3684,056,555-2,790,334-2,165,062N/A
12/31/202212,085,8424,026,590-12,297,373-11,805,555N/A
9/30/202212,713,3744,569,615-37,680,695-37,182,453N/A
6/30/202212,892,6904,514,698-27,789,487-27,339,721N/A
3/31/202213,220,3644,519,742-36,500,911-36,039,243N/A
12/31/202113,298,4704,338,006-34,993,418-34,523,312N/A
9/30/202113,332,8364,289,048-18,664,344-18,179,871N/A
6/30/202136,379,5874,183,816-21,704,352-21,115,733N/A
3/31/202136,013,1613,975,693-30,588,880-29,963,893N/A
12/31/202035,041,5843,445,589-39,568,970-38,922,356N/A
9/30/202011,083,8953,395,663-59,669,774-58,822,545N/A
6/30/202010,771,1003,172,891-49,251,082-48,404,838N/A
3/31/202010,618,9073,185,861-32,878,774-31,993,571N/A
12/31/201910,790,4493,305,316-20,007,886-19,080,287N/A
9/30/201910,431,5812,966,311-6,847,547-6,144,066N/A
6/30/201910,385,5152,983,052-14,290,862-13,556,635N/A
3/31/201910,272,1142,938,611-17,477,112-16,834,979N/A
12/31/201810,332,8163,061,191N/A-29,637,462N/A
9/30/201810,752,9093,422,504N/A-28,297,107N/A
6/30/201810,576,9223,366,239N/A-29,439,513N/A
3/31/201810,305,4983,409,569N/A-32,734,748N/A
12/31/20179,628,9123,311,438N/A-23,694,235N/A
9/30/20178,749,2863,211,617N/A-23,284,515N/A
6/30/20177,983,3352,878,559N/A-18,534,412N/A
3/31/20177,237,0662,468,841N/A-11,437,053N/A
12/31/20166,904,4932,143,744N/A-10,917,435N/A
9/30/20166,556,1152,036,938N/A-13,499,211N/A
6/30/20166,379,8451,886,991N/A-14,422,808N/A
3/31/20166,452,5071,638,357N/A-9,395,801N/A
12/31/20156,344,1041,698,318N/A-10,409,175N/A
9/30/20156,321,7871,554,168N/A-10,277,333N/A
6/30/20156,338,8451,585,963N/A-7,186,101N/A
3/31/20156,106,8771,646,453N/A-11,365,360N/A
12/31/20145,968,0111,400,722N/A-7,391,929N/A
9/30/20146,048,8821,467,705N/A-5,570,791N/A
6/30/20146,033,7411,447,977N/A-5,208,995N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: KB's forecast earnings growth (2.8% per year) is above the savings rate (2.8%).

Earnings vs Market: KB's earnings (2.8% per year) are forecast to grow slower than the US market (13.9% per year).

High Growth Earnings: KB's earnings are forecast to grow, but not significantly.

Revenue vs Market: KB's revenue (14.3% per year) is forecast to grow faster than the US market (8.4% per year).

High Growth Revenue: KB's revenue (14.3% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: KB's Return on Equity is forecast to be low in 3 years time (9.4%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/05 17:15
End of Day Share Price 2025/05/02 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

KB Financial Group Inc. is covered by 42 analysts. 21 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sunmok HaBarclays
Michelle ChoBNP Paribas Securities (Asia)
Jeehoon ParkBofA Global Research