KB Financial Group Balance Sheet Health

Financial Health criteria checks 6/6

KB Financial Group has total assets of ₩742,232.3B and total equity of ₩59,822.6B. Total deposits are ₩420,217.9B, and total loans are ₩453,922.3B.

Key information

12.4x

Asset to equity ratio

n/a

Net interest margin

Total deposits

₩420.22t

Loan to deposit ratio

Appropriate

Bad loans

1.2%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

₩115.29t

Recent financial health updates

No updates

Recent updates

KB Financial: A Value Investing Gem

Jul 25

Growing Investor Interest And Value Enhancement Plan Make KB Financial A Buy

Jun 08

KB Financial: Korea's 'Dividend King' Trades At Too Steep A Discount

Mar 03

KB Financial: A Bargain From South Korea

Dec 13

KB Financial: Recent Developments Are Favorable

Oct 05

Earnings Beat And Buybacks Reinforce My Buy Rating For KB Financial

Jul 27

KB Financial reports FY results

Feb 07

KB Financial: Poised For A Re-Rating

Dec 23

KB Financial reports Q3 results

Oct 25

KB Financial: Watch Q3 Earnings And Capital Return

Oct 14

KB Financial Stock: Too Cheap To Ignore

Aug 01

KB Financial reports Q2 results

Jul 21

KB Financial: Multiple Tailwinds

May 02

KB Financial: Market's Focus Is On Share Cancellation And Rate Hikes

Feb 10

KB Financial: New Digital Platform Draws Attention

Nov 18

KB Financial: Multiple Positives Yet To Be Priced In

Sep 03

KB Financial: Dividends And Digital Banking In The Spotlight

Jun 21

KB Financial reports Q4 results

Feb 04

KB Financial Group: Earnings Above Expectations With Capital Return Improvement Catalyst

Nov 03

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: KB's Assets to Equity ratio (12.4x) is moderate.

Allowance for Bad Loans: KB has a sufficient allowance for bad loans (101%).

Low Risk Liabilities: 62% of KB's liabilities are made up of primarily low risk sources of funding.

Loan Level: KB has an appropriate level of Loans to Assets ratio (61%).

Low Risk Deposits: KB's Loans to Deposits ratio (108%) is appropriate.

Level of Bad Loans: KB has an appropriate level of bad loans (1.2%).


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