IFS Stock Overview
Offers banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 4/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Intercorp Financial Services Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$29.04 |
| 52 Week High | US$30.59 |
| 52 Week Low | US$20.56 |
| Beta | 0.80 |
| 1 Month Change | 0.35% |
| 3 Month Change | 18.48% |
| 1 Year Change | 36.72% |
| 3 Year Change | 13.75% |
| 5 Year Change | -28.68% |
| Change since IPO | -27.40% |
Recent News & Updates
Recent updates
Intercorp Financial Services Is Ready To Take Off
Apr 14Mixed Economic Signals Holding Back Peru's Intercorp
Aug 11Intercorp Financial Services GAAP EPS of $14.38 beats by $13.33, revenue of $668.19B
Feb 16Intercorp Financial Services GAAP EPS of $5.29, revenue of $1.08B
Nov 11Intercorp Financial Services goes ex-dividend tomorrow
Apr 26Shareholder Returns
| IFS | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.6% | -3.4% | -2.4% |
| 1Y | 36.7% | 29.1% | 23.3% |
Return vs Industry: IFS exceeded the US Banks industry which returned 27.2% over the past year.
Return vs Market: IFS exceeded the US Market which returned 22.1% over the past year.
Price Volatility
| IFS volatility | |
|---|---|
| IFS Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: IFS has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: IFS's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1897 | 8,333 | Luis Castellanos Lopez-Torres | www.ifs.com.pe |
Intercorp Financial Services Inc., together with its subsidiaries, offers banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company provides loans, credit facilities, deposits, and current accounts; life annuity products with single-premium payment and conventional life insurance products, as well as other retail insurance products; and brokerage and investment management services. It engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors.
Intercorp Financial Services Inc. Fundamentals Summary
| IFS fundamental statistics | |
|---|---|
| Market cap | US$3.31b |
| Earnings (TTM) | US$294.75m |
| Revenue (TTM) | US$1.11b |
11.3x
P/E Ratio1.2x
P/B RatioIs IFS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| IFS income statement (TTM) | |
|---|---|
| Revenue | S/4.12b |
| Cost of Revenue | S/0 |
| Gross Profit | S/4.12b |
| Other Expenses | S/3.02b |
| Earnings | S/1.10b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 9.59 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.64% |
| Debt/Equity Ratio | 136.8% |
How did IFS perform over the long term?
See historical performance and comparisonDividends
3.4%
Current Dividend Yield39%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 23:37 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Intercorp Financial Services Inc. is covered by 15 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Roberto de Aguiar Attuch | Barclays |
| Ernesto Gabilondo Márquez | BofA Global Research |
| Alonso Aramburú | BTG Pactual |