Intercorp Financial Services Balance Sheet Health
Financial Health criteria checks 5/6
Intercorp Financial Services has total assets of PEN89.6B and total equity of PEN10.0B. Total deposits are PEN49.2B, and total loans are PEN46.4B.
Key information
9x
Asset to equity ratio
n/a
Net interest margin
Total deposits | S/49.19b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | S/2.83b |
Recent financial health updates
No updates
Recent updates
Intercorp Financial Services Is Ready To Take Off
Apr 14Mixed Economic Signals Holding Back Peru's Intercorp
Aug 11Intercorp Financial Services GAAP EPS of $14.38 beats by $13.33, revenue of $668.19B
Feb 16Intercorp Financial Services GAAP EPS of $5.29, revenue of $1.08B
Nov 11Intercorp Financial Services goes ex-dividend tomorrow
Apr 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: IFS's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: IFS has a sufficient allowance for bad loans (142%).
Low Risk Liabilities: 62% of IFS's liabilities are made up of primarily low risk sources of funding.
Loan Level: IFS has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: IFS's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: IFS has a high level of bad loans (3.4%).