Intercorp Financial Services Past Earnings Performance
Past criteria checks 2/6
Intercorp Financial Services has been growing earnings at an average annual rate of 3.1%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 7.1% per year. Intercorp Financial Services's return on equity is 10.5%, and it has net margins of 26.6%.
Key information
3.1%
Earnings growth rate
2.9%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 7.1% |
| Return on equity | 10.5% |
| Net Margin | 26.6% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Intercorp Financial Services Is Ready To Take Off
Apr 14Mixed Economic Signals Holding Back Peru's Intercorp
Aug 11Intercorp Financial Services GAAP EPS of $14.38 beats by $13.33, revenue of $668.19B
Feb 16Intercorp Financial Services GAAP EPS of $5.29, revenue of $1.08B
Nov 11Intercorp Financial Services goes ex-dividend tomorrow
Apr 26Revenue & Expenses Breakdown
How Intercorp Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 4,119 | 1,097 | 2,596 | 0 |
| 30 Jun 24 | 3,813 | 903 | 2,543 | 0 |
| 31 Mar 24 | 3,892 | 948 | 2,507 | 0 |
| 31 Dec 23 | 4,090 | 1,073 | 2,488 | 0 |
| 30 Sep 23 | 4,312 | 1,193 | 2,476 | 0 |
| 30 Jun 23 | 4,829 | 1,564 | 2,459 | 0 |
| 31 Mar 23 | 4,707 | 1,458 | 2,418 | 0 |
| 31 Dec 22 | 4,774 | 1,668 | 2,322 | 0 |
| 30 Sep 22 | 4,735 | 1,524 | 2,262 | 0 |
| 30 Jun 22 | 4,551 | 1,509 | 2,185 | 0 |
| 31 Mar 22 | 4,629 | 1,739 | 2,076 | 0 |
| 01 Jan 22 | 4,632 | 1,790 | 2,008 | 0 |
| 30 Sep 21 | 4,467 | 1,905 | 1,944 | 0 |
| 30 Jun 21 | 4,026 | 1,673 | 1,820 | 0 |
| 31 Mar 21 | 2,645 | 766 | 1,723 | 0 |
| 31 Dec 20 | 2,262 | 383 | 1,729 | 0 |
| 30 Sep 20 | 2,313 | 418 | 1,727 | 0 |
| 30 Jun 20 | 2,444 | 433 | 1,781 | 0 |
| 31 Mar 20 | 3,661 | 1,234 | 1,844 | 0 |
| 31 Dec 19 | 3,849 | 1,441 | 1,809 | 0 |
| 30 Sep 19 | 3,665 | 1,310 | 1,782 | 0 |
| 30 Jun 19 | 3,575 | 1,291 | 1,736 | 0 |
| 31 Mar 19 | 3,426 | 1,147 | 1,695 | 0 |
| 31 Dec 18 | 3,331 | 1,084 | 1,661 | 0 |
| 30 Sep 18 | 3,254 | 1,091 | 1,635 | 0 |
| 30 Jun 18 | 3,183 | 1,036 | 1,593 | 0 |
| 31 Mar 18 | 3,148 | 1,077 | 1,551 | 0 |
| 31 Dec 17 | 3,057 | 1,027 | 1,559 | 0 |
| 30 Sep 17 | 3,173 | 1,128 | 1,577 | 0 |
| 30 Jun 17 | 3,127 | 1,074 | 1,584 | 0 |
| 31 Mar 17 | 3,059 | 1,006 | 1,601 | 0 |
| 01 Jan 17 | 2,898 | 945 | 1,500 | 0 |
| 30 Sep 16 | 2,719 | 661 | 1,562 | 0 |
| 30 Jun 16 | 2,927 | 862 | 1,557 | 0 |
| 31 Mar 16 | 3,101 | 1,031 | 1,542 | 0 |
| 31 Dec 15 | 3,282 | 1,232 | 1,537 | 0 |
| 30 Sep 15 | 3,267 | 1,274 | 1,462 | 0 |
| 30 Jun 15 | 3,072 | 1,142 | 1,440 | 0 |
| 31 Mar 15 | 2,922 | 1,077 | 1,415 | 0 |
| 31 Dec 14 | 2,754 | 949 | 1,389 | 0 |
| 30 Sep 14 | 2,574 | 825 | 1,392 | 0 |
| 30 Jun 14 | 2,781 | 1,013 | 1,420 | 0 |
| 31 Mar 14 | 2,631 | 900 | 1,376 | 0 |
| 31 Dec 13 | 2,613 | 970 | 1,328 | 0 |
Quality Earnings: IFS has high quality earnings.
Growing Profit Margin: IFS's current net profit margins (26.6%) are lower than last year (27.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: IFS's earnings have grown by 3.1% per year over the past 5 years.
Accelerating Growth: IFS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: IFS had negative earnings growth (-8%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).
Return on Equity
High ROE: IFS's Return on Equity (10.5%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 07:47 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Intercorp Financial Services Inc. is covered by 15 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Roberto de Aguiar Attuch | Barclays |
| Ernesto Gabilondo Márquez | BofA Global Research |
| Alonso Aramburú | BTG Pactual |