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Flagstar Financial NYSE:FLG.PRA Stock Report

Last Price

US$21.13

Market Cap

US$3.8b

7D

-2.0%

1Y

-6.5%

Updated

22 Dec, 2024

Data

Company Financials +

Flagstar Financial, Inc.

NYSE:FLG.PRA Stock Report

Market Cap: US$3.8b

FLG.PRA Stock Overview

Operates as the bank holding company for Flagstar Bank, N.A. More details

FLG.PRA fundamental analysis
Snowflake Score
Valuation2/6
Future Growth4/6
Past Performance0/6
Financial Health4/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

Flagstar Financial, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Flagstar Financial
Historical stock prices
Current Share PriceUS$21.13
52 Week HighUS$23.91
52 Week LowUS$8.50
Beta1.04
1 Month Change-2.22%
3 Month Change-3.52%
1 Year Change-6.55%
3 Year Change-25.12%
5 Year Change-25.44%
Change since IPO-16.65%

Recent News & Updates

Recent updates

Shareholder Returns

FLG.PRAUS BanksUS Market
7D-2.0%-3.4%-2.4%
1Y-6.5%29.1%23.4%

Return vs Industry: FLG.PRA underperformed the US Banks industry which returned 29.1% over the past year.

Return vs Market: FLG.PRA underperformed the US Market which returned 23.3% over the past year.

Price Volatility

Is FLG.PRA's price volatile compared to industry and market?
FLG.PRA volatility
FLG.PRA Average Weekly Movement3.1%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: FLG.PRA has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FLG.PRA's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18598,766Joseph Ottingwww.flagstar.com

Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company’s deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans.

Flagstar Financial, Inc. Fundamentals Summary

How do Flagstar Financial's earnings and revenue compare to its market cap?
FLG.PRA fundamental statistics
Market capUS$3.76b
Earnings (TTM)-US$3.65b
Revenue (TTM)US$1.43b

0.5x

P/B Ratio

2.6x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FLG.PRA income statement (TTM)
RevenueUS$1.43b
Cost of RevenueUS$0
Gross ProfitUS$1.43b
Other ExpensesUS$5.08b
Earnings-US$3.65b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-8.79
Gross Margin100.00%
Net Profit Margin-255.64%
Debt/Equity Ratio237.7%

How did FLG.PRA perform over the long term?

See historical performance and comparison

Dividends

0.4%

Current Dividend Yield

-6%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 08:26
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Flagstar Financial, Inc. is covered by 44 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jared ShawBarclays
Bruce HartingBarclays
Peter WinterBMO Capital Markets Equity Research