Westamerica Bancorporation Second Quarter 2025 Earnings: EPS Beats Expectations, Revenues Lag

Westamerica Bancorporation (NASDAQ:WABC) Second Quarter 2025 Results

Key Financial Results

• Revenue: US$64.5m (down 13% from 2Q 2024).
• Net income: US$29.1m (down 18% from 2Q 2024).
• Profit margin: 45% (down from 48% in 2Q 2024). The decrease in margin was driven by lower revenue.
• EPS: US$1.12 (down from US$1.33 in 2Q 2024).

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All figures shown in the chart above are for the trailing 12 month (TTM) period

Westamerica Bancorporation EPS Beats Expectations, Revenues Fall Short

Revenue missed analyst estimates by 1.4%. Earnings per share (EPS) exceeded analyst estimates by 4.7%.

Looking ahead, revenue is expected to decline by 9.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 7.7%.

Performance of the American Banks industry.

The company's share price is broadly unchanged from a week ago.

Risk Analysis

You should always think about risks. Case in point, we've spotted 1 warning sign for Westamerica Bancorporation you should be aware of.

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