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Univest Financial CorporationNasdaqGS:UVSP Stock Report

Market Cap US$1.1b
Share Price
US$39.31
US$37.33
5.3% overvalued intrinsic discount
1Y32.7%
7D3.1%
1D
Portfolio Value
View

Univest Financial Corporation

NasdaqGS:UVSP Stock Report

Market Cap: US$1.1b

Univest Financial (UVSP) Stock Overview

Operates as the bank holding company for Univest Bank and Trust Co. More details

UVSP fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends4/6

UVSP Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Univest Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Univest Financial
Historical stock prices
Current Share PriceUS$39.31
52 Week HighUS$39.37
52 Week LowUS$27.91
Beta0.66
1 Month Change7.17%
3 Month Change11.42%
1 Year Change32.71%
3 Year Change116.58%
5 Year Change36.59%
Change since IPO1,038.11%

Recent News & Updates

Narrative Update May 02

UVSP: Share Repurchases And Revised Earnings Assumptions Will Shape Future Returns

Analysts have increased their price target for Univest Financial by $3, reflecting updated fair value estimates and revised assumptions regarding revenue, profit margins, and future P/E levels. Analyst Commentary Analysts lifting their fair value estimates for Univest Financial are updating their models for revenue, profitability, and achievable P/E levels.

Recent updates

Narrative Update May 02

UVSP: Share Repurchases And Revised Earnings Assumptions Will Shape Future Returns

Analysts have increased their price target for Univest Financial by $3, reflecting updated fair value estimates and revised assumptions regarding revenue, profit margins, and future P/E levels. Analyst Commentary Analysts lifting their fair value estimates for Univest Financial are updating their models for revenue, profitability, and achievable P/E levels.
Narrative Update Apr 17

UVSP: Share Repurchases And Balanced Earnings Assumptions Will Shape Future Returns

Analysts have raised their price target for Univest Financial by $2, citing slightly stronger assumptions around revenue growth, profit margins, and future P/E. Together, these factors lift their fair value estimate to about $36.33.
Narrative Update Apr 03

UVSP: Raised Fair Value Framework And Completed Buybacks Will Shape Future Returns

Analysts have raised their price target on Univest Financial by $2, reflecting updated views on the bank's fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts view the higher price target as better alignment with their updated fair value estimates, reflecting adjustments to revenue growth, profit margin, and P/E assumptions.
Narrative Update Mar 20

UVSP: Updated Earnings Framework And Buybacks Will Guide Measured Future Returns

Analysts have raised their price target on Univest Financial by $2. The change is supported by updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.
Narrative Update Mar 05

UVSP: Updated Earnings Assumptions And Buybacks Will Shape Measured Future Returns

Narrative update The analyst price target for Univest Financial has been raised by $2. Analysts highlight updated assumptions around revenue growth, profit margin and a slightly lower future P/E as the key drivers for this change.
Narrative Update Feb 18

UVSP: Refined Earnings Assumptions And Ongoing Buybacks Will Shape Balanced Future Returns

Analysts have lifted their price target on Univest Financial by $2 to $36, citing updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E that together support a slightly higher valuation framework. Analyst Commentary Recent research points to a modestly higher fair value framework for Univest Financial, with the price target lifted by $2 to $36 as analysts refresh their assumptions on discount rate, revenue trends, profit margins, and future P/E.
Narrative Update Feb 04

UVSP: Higher Profitability Assumptions And Buybacks Will Support Balanced Future Returns

Analysts lifted their price target on Univest Financial by $2 to $34, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E in their recent research. Analyst Commentary Bullish Takeaways Bullish analysts view the higher $34 price target as better aligned with their updated fair value work, based on refreshed assumptions around discount rate, revenue trajectory, and profitability.
Analysis Article Jan 26

Univest Financial Corporation (NASDAQ:UVSP) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Univest Financial Corporation ( NASDAQ:UVSP ) last week reported its latest full-year results, which makes it a good...
Analysis Article Oct 27

Univest Financial (NASDAQ:UVSP) Is Due To Pay A Dividend Of $0.21

Univest Financial Corporation's ( NASDAQ:UVSP ) investors are due to receive a payment of $0.21 per share on 20th of...
User avatar
New Narrative Sep 24

Stock Buybacks And Optimism Mask Underlying Risks And Growth Concerns

Emphasis on stock buybacks over reinvestment and innovation may undermine long-term value, hinting at possible overvaluation due to artificial earnings growth.
Analysis Article Aug 02

Univest Financial Corporation Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Shareholders might have noticed that Univest Financial Corporation ( NASDAQ:UVSP ) filed its quarterly result this time...
Analysis Article Jul 28

Univest Financial (NASDAQ:UVSP) Will Pay A Dividend Of $0.21

Univest Financial Corporation ( NASDAQ:UVSP ) has announced that it will pay a dividend of $0.21 per share on the 21st...
Analysis Article Apr 28

Univest Financial (NASDAQ:UVSP) Has Announced A Dividend Of $0.21

Univest Financial Corporation ( NASDAQ:UVSP ) will pay a dividend of $0.21 on the 22nd of May. This makes the dividend...
Analysis Article Jan 28

Univest Financial (NASDAQ:UVSP) Is Due To Pay A Dividend Of $0.21

Univest Financial Corporation ( NASDAQ:UVSP ) has announced that it will pay a dividend of $0.21 per share on the 21st...
Analysis Article Jul 30

Univest Financial (NASDAQ:UVSP) Is Due To Pay A Dividend Of $0.21

Univest Financial Corporation ( NASDAQ:UVSP ) will pay a dividend of $0.21 on the 23rd of August. This makes the...

Shareholder Returns

UVSPUS BanksUS Market
7D3.1%1.9%-0.8%
1Y32.7%21.3%27.1%

Return vs Industry: UVSP exceeded the US Banks industry which returned 20.9% over the past year.

Return vs Market: UVSP exceeded the US Market which returned 26.7% over the past year.

Price Volatility

Is UVSP's price volatile compared to industry and market?
UVSP volatility
UVSP Average Weekly Movement3.3%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.3%
10% least volatile stocks in US Market3.2%

Stable Share Price: UVSP has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: UVSP's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1876921Jeff Schweitzerwww.univest.net

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing.

Univest Financial Corporation Fundamentals Summary

How do Univest Financial's earnings and revenue compare to its market cap?
UVSP fundamental statistics
Market capUS$1.09b
Earnings (TTM)US$95.45m
Revenue (TTM)US$323.55m
11.5x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UVSP income statement (TTM)
RevenueUS$323.55m
Cost of RevenueUS$0
Gross ProfitUS$323.55m
Other ExpensesUS$228.10m
EarningsUS$95.45m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)3.43
Gross Margin100.00%
Net Profit Margin29.50%
Debt/Equity Ratio31.5%

How did UVSP perform over the long term?

See historical performance and comparison

Dividends

2.3%
Current Dividend Yield
26%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/21 05:32
End of Day Share Price 2026/05/21 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Univest Financial Corporation is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Timothy SwitzerKeefe, Bruyette, & Woods
Mark FitzgibbonPiper Sandler Companies
Manuel NavasPiper Sandler Companies