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Univest Financial NasdaqGS:UVSP Stock Report

Last Price

US$31.63

Market Cap

US$900.0m

7D

2.7%

1Y

61.2%

Updated

06 Feb, 2025

Data

Company Financials +

Univest Financial Corporation

NasdaqGS:UVSP Stock Report

Market Cap: US$900.0m

UVSP Stock Overview

Operates as the bank holding company for Univest Bank and Trust Co. More details

UVSP fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance5/6
Financial Health6/6
Dividends5/6

Rewards

Trading at 39.5% below our estimate of its fair value

Earnings are forecast to grow 3.23% per year

Earnings grew by 6.8% over the past year

Pays a reliable dividend of 2.66%

Risk Analysis

No risks detected for UVSP from our risk checks.

Community Narratives

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Narratives bring a range of perspectives from our community.

WA
Analyst Price Target
Consensus Narrative from 3 Analysts

Optimistic Customer Outlook And Potential M&A Activity Will Strengthen Future Prospects

Key Takeaways Optimistic loan growth and noninterest income projections could lead to increased revenue, supported by robust customer outlook and M&A activity. Strong risk management, including excellent credit quality and capital management strategies, aims to enhance earnings per share and improve net margins.
View narrative
US$31.67
FV
0.1% undervalued intrinsic discount
6.21%
Revenue growth p.a.
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8 days ago author updated this narrative

My Notes

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Univest Financial Corporation Competitors

Community Trust Bancorp

NasdaqGS:CTBI

US$1.0b

Southside Bancshares

NYSE:SBSI

US$977.0m

Northeast Bank

NasdaqGM:NBN

US$846.3m

Independent Bank

NasdaqGS:IBCP

US$758.1m

Price History & Performance

Summary of share price highs, lows and changes for Univest Financial
Historical stock prices
Current Share PriceUS$31.63
52 Week HighUS$32.75
52 Week LowUS$18.41
Beta0.89
1 Month Change10.52%
3 Month Change2.56%
1 Year Change61.21%
3 Year Change5.82%
5 Year Change22.27%
Change since IPO815.76%

Recent News & Updates

Univest Financial Corporation (NASDAQ:UVSP) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Jan 26
Univest Financial Corporation (NASDAQ:UVSP) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Recent updates

Univest Financial Corporation (NASDAQ:UVSP) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Jan 26
Univest Financial Corporation (NASDAQ:UVSP) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Univest Financial (NASDAQ:UVSP) Is Due To Pay A Dividend Of $0.21

Oct 27
Univest Financial (NASDAQ:UVSP) Is Due To Pay A Dividend Of $0.21

Univest Financial Corporation Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Aug 02
Univest Financial Corporation Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Univest Financial (NASDAQ:UVSP) Will Pay A Dividend Of $0.21

Jul 28
Univest Financial (NASDAQ:UVSP) Will Pay A Dividend Of $0.21

Univest Financial (NASDAQ:UVSP) Has Announced A Dividend Of $0.21

Apr 28
Univest Financial (NASDAQ:UVSP) Has Announced A Dividend Of $0.21

Univest Financial (NASDAQ:UVSP) Is Due To Pay A Dividend Of $0.21

Jan 28
Univest Financial (NASDAQ:UVSP) Is Due To Pay A Dividend Of $0.21

Univest Financial (NASDAQ:UVSP) Is Due To Pay A Dividend Of $0.21

Jul 30
Univest Financial (NASDAQ:UVSP) Is Due To Pay A Dividend Of $0.21

Univest Financial (NASDAQ:UVSP) Has Affirmed Its Dividend Of $0.21

May 05
Univest Financial (NASDAQ:UVSP) Has Affirmed Its Dividend Of $0.21

Univest Financial (NASDAQ:UVSP) Is Paying Out A Dividend Of $0.21

Jan 29
Univest Financial (NASDAQ:UVSP) Is Paying Out A Dividend Of $0.21

Univest Financial (NASDAQ:UVSP) Has Affirmed Its Dividend Of $0.21

Aug 05
Univest Financial (NASDAQ:UVSP) Has Affirmed Its Dividend Of $0.21

Univest Financial GAAP EPS down Y/Y, revenue up

Jul 27

Univest Financial (NASDAQ:UVSP) Is Paying Out A Larger Dividend Than Last Year

May 01
Univest Financial (NASDAQ:UVSP) Is Paying Out A Larger Dividend Than Last Year

Univest Financial (NASDAQ:UVSP) Has Affirmed Its Dividend Of US$0.20

Jan 31
Univest Financial (NASDAQ:UVSP) Has Affirmed Its Dividend Of US$0.20

Shareholder Returns

UVSPUS BanksUS Market
7D2.7%1.2%0.6%
1Y61.2%43.9%22.4%

Return vs Industry: UVSP exceeded the US Banks industry which returned 43.9% over the past year.

Return vs Market: UVSP exceeded the US Market which returned 22.4% over the past year.

Price Volatility

Is UVSP's price volatile compared to industry and market?
UVSP volatility
UVSP Average Weekly Movement3.7%
Banks Industry Average Movement5.1%
Market Average Movement6.4%
10% most volatile stocks in US Market18.8%
10% least volatile stocks in US Market3.2%

Stable Share Price: UVSP has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: UVSP's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1876950Jeff Schweitzerwww.univest.net

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in the United States. It operates through three segments: Banking, Wealth Management, and Insurance. The Banking segment offers a range of banking services, such as deposit taking, loan origination and servicing, mortgage banking, other general banking, and equipment lease financing services for individuals, businesses, municipalities, and nonprofit organizations.

Univest Financial Corporation Fundamentals Summary

How do Univest Financial's earnings and revenue compare to its market cap?
UVSP fundamental statistics
Market capUS$900.04m
Earnings (TTM)US$75.93m
Revenue (TTM)US$293.29m

12.1x

P/E Ratio

1.0x

P/B Ratio

Is UVSP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UVSP income statement (TTM)
RevenueUS$293.29m
Cost of RevenueUS$0
Gross ProfitUS$293.29m
Other ExpensesUS$217.36m
EarningsUS$75.93m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.61
Gross Margin100.00%
Net Profit Margin25.89%
Debt/Equity Ratio43.4%

How did UVSP perform over the long term?

See historical performance and comparison

Dividends

2.7%

Current Dividend Yield

32%

Payout Ratio

Does UVSP pay a reliable dividends?

See UVSP dividend history and benchmarks
When do you need to buy UVSP by to receive an upcoming dividend?
Univest Financial dividend dates
Ex Dividend DateFeb 05 2025
Dividend Pay DateFeb 19 2025
Days until Ex dividend2 days
Days until Dividend pay date12 days

Does UVSP pay a reliable dividends?

See UVSP dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 01:16
End of Day Share Price 2025/02/06 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Univest Financial Corporation is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher McGrattyKeefe, Bruyette, & Woods
Timothy SwitzerKeefe, Bruyette, & Woods
Frank SchiraldiPiper Sandler Companies