Univest Financial Corporation (NASDAQ:UVSP) Just Released Its Annual Results And Analysts Are Updating Their Estimates

Univest Financial Corporation (NASDAQ:UVSP) last week reported its latest full-year results, which makes it a good time for investors to dive in and see if the business is performing in line with expectations. The result was positive overall - although revenues of US$293m were in line with what the analysts predicted, Univest Financial surprised by delivering a statutory profit of US$2.58 per share, modestly greater than expected. Earnings are an important time for investors, as they can track a company's performance, look at what the analysts are forecasting for next year, and see if there's been a change in sentiment towards the company. Readers will be glad to know we've aggregated the latest statutory forecasts to see whether the analysts have changed their mind on Univest Financial after the latest results.

Check out our latest analysis for Univest Financial

After the latest results, the three analysts covering Univest Financial are now predicting revenues of US$310.4m in 2025. If met, this would reflect a reasonable 5.8% improvement in revenue compared to the last 12 months. Statutory earnings per share are forecast to dip 8.8% to US$2.39 in the same period. Before this earnings report, the analysts had been forecasting revenues of US$307.0m and earnings per share (EPS) of US$2.32 in 2025. So the consensus seems to have become somewhat more optimistic on Univest Financial's earnings potential following these results.

There's been no major changes to the consensus price target of US$31.67, suggesting that the improved earnings per share outlook is not enough to have a long-term positive impact on the stock's valuation. That's not the only conclusion we can draw from this data however, as some investors also like to consider the spread in estimates when evaluating analyst price targets. There are some variant perceptions on Univest Financial, with the most bullish analyst valuing it at US$33.00 and the most bearish at US$31.00 per share. Still, with such a tight range of estimates, it suggeststhe analysts have a pretty good idea of what they think the company is worth.

Taking a look at the bigger picture now, one of the ways we can understand these forecasts is to see how they compare to both past performance and industry growth estimates. We can infer from the latest estimates that forecasts expect a continuation of Univest Financial'shistorical trends, as the 5.8% annualised revenue growth to the end of 2025 is roughly in line with the 6.8% annual growth over the past five years. By contrast, our data suggests that other companies (with analyst coverage) in a similar industry are forecast to see their revenues grow 7.3% per year. So it's pretty clear that Univest Financial is expected to grow slower than similar companies in the same industry.

The Bottom Line

The most important thing here is that the analysts upgraded their earnings per share estimates, suggesting that there has been a clear increase in optimism towards Univest Financial following these results. On the plus side, there were no major changes to revenue estimates; although forecasts imply they will perform worse than the wider industry. There was no real change to the consensus price target, suggesting that the intrinsic value of the business has not undergone any major changes with the latest estimates.

Keeping that in mind, we still think that the longer term trajectory of the business is much more important for investors to consider. We have estimates - from multiple Univest Financial analysts - going out to 2026, and you can see them free on our platform here.

You can also see whether Univest Financial is carrying too much debt, and whether its balance sheet is healthy, for free on our platform here.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.