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United Bancshares OTCPK:UBOH Stock Report

Last Price

US$27.49

Market Cap

US$81.9m

7D

-0.5%

1Y

49.8%

Updated

02 Jun, 2025

Data

Company Financials

United Bancshares, Inc.

OTCPK:UBOH Stock Report

Market Cap: US$81.9m

UBOH Stock Overview

Operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. More details

UBOH fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health4/6
Dividends3/6

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United Bancshares, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for United Bancshares
Historical stock prices
Current Share PriceUS$27.49
52 Week HighUS$31.00
52 Week LowUS$18.35
Beta0.019
1 Month Change2.56%
3 Month Change-2.45%
1 Year Change49.78%
3 Year Change-8.45%
5 Year Change51.85%
Change since IPO152.99%

Recent News & Updates

Recent updates

United Bancshares intends to voluntarily delist from Nasdaq for factors including cost savings

Jul 25

United Bancshares (NASDAQ:UBOH) Has Announced That It Will Be Increasing Its Dividend To US$0.21

Apr 25
United Bancshares (NASDAQ:UBOH) Has Announced That It Will Be Increasing Its Dividend To US$0.21

United Bancshares' (NASDAQ:UBOH) Dividend Will Be Increased To US$0.20

Oct 25
United Bancshares' (NASDAQ:UBOH) Dividend Will Be Increased To US$0.20

United Bancshares' (NASDAQ:UBOH) Shareholders Will Receive A Bigger Dividend Than Last Year

Jul 30
United Bancshares' (NASDAQ:UBOH) Shareholders Will Receive A Bigger Dividend Than Last Year

If You Like EPS Growth Then Check Out United Bancshares (NASDAQ:UBOH) Before It's Too Late

May 10
If You Like EPS Growth Then Check Out United Bancshares (NASDAQ:UBOH) Before It's Too Late

United Bancshares, Inc. (NASDAQ:UBOH) Looks Interesting, And It's About To Pay A Dividend

Feb 22
United Bancshares, Inc. (NASDAQ:UBOH) Looks Interesting, And It's About To Pay A Dividend

Here's What We Think About United Bancshares' (NASDAQ:UBOH) CEO Pay

Dec 30
Here's What We Think About United Bancshares' (NASDAQ:UBOH) CEO Pay

United Bancshares, Inc. (NASDAQ:UBOH) Passed Our Checks, And It's About To Pay A US$0.16 Dividend

Nov 23
United Bancshares, Inc. (NASDAQ:UBOH) Passed Our Checks, And It's About To Pay A US$0.16 Dividend

Shareholder Returns

UBOHUS BanksUS Market
7D-0.5%1.5%1.7%
1Y49.8%20.1%11.5%

Return vs Industry: UBOH exceeded the US Banks industry which returned 20.1% over the past year.

Return vs Market: UBOH exceeded the US Market which returned 11.5% over the past year.

Price Volatility

Is UBOH's price volatile compared to industry and market?
UBOH volatility
UBOH Average Weekly Movement4.7%
Banks Industry Average Movement4.7%
Market Average Movement7.9%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market4.1%

Stable Share Price: UBOH has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: UBOH's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1904n/aBrian Youngwww.theubank.com

United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans.

United Bancshares, Inc. Fundamentals Summary

How do United Bancshares's earnings and revenue compare to its market cap?
UBOH fundamental statistics
Market capUS$81.91m
Earnings (TTM)US$10.11m
Revenue (TTM)US$43.37m
8.1x
P/E Ratio
0.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UBOH income statement (TTM)
RevenueUS$43.37m
Cost of RevenueUS$0
Gross ProfitUS$43.37m
Other ExpensesUS$33.25m
EarningsUS$10.11m

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.39
Gross Margin100.00%
Net Profit Margin23.32%
Debt/Equity Ratio17.1%

How did UBOH perform over the long term?

See historical performance and comparison

Dividends

3.3%
Current Dividend Yield
26%
Payout Ratio

Does UBOH pay a reliable dividends?

See UBOH dividend history and benchmarks
When do you need to buy UBOH by to receive an upcoming dividend?
United Bancshares dividend dates
Ex Dividend DateMay 30 2025
Dividend Pay DateJun 16 2025
Days until Ex dividend4 days
Days until Dividend pay date13 days

Does UBOH pay a reliable dividends?

See UBOH dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/06/02 20:07
End of Day Share Price 2025/05/30 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

United Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.