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UNIB

University Bancorp OTCPK:UNIB Stock Report

Last Price

US$17.15

Market Cap

US$84.5m

7D

0.3%

1Y

-21.1%

Updated

27 Nov, 2022

Data

Company Financials
UNIB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends2/6

UNIB Stock Overview

University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States.

University Bancorp, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for University Bancorp
Historical stock prices
Current Share PriceUS$17.15
52 Week HighUS$23.00
52 Week LowUS$16.05
Beta0.43
1 Month Change0.59%
3 Month Change-3.38%
1 Year Change-21.15%
3 Year Change114.38%
5 Year Change129.89%
Change since IPO1,958.01%

Recent News & Updates

Recent updates

Shareholder Returns

UNIBUS BanksUS Market
7D0.3%1.9%1.3%
1Y-21.1%-14.0%-18.5%

Return vs Industry: UNIB underperformed the US Banks industry which returned -14.1% over the past year.

Return vs Market: UNIB underperformed the US Market which returned -18.5% over the past year.

Price Volatility

Is UNIB's price volatile compared to industry and market?
UNIB volatility
UNIB Average Weekly Movementn/a
Banks Industry Average Movement4.0%
Market Average Movement7.4%
10% most volatile stocks in US Market15.6%
10% least volatile stocks in US Market3.3%

Stable Share Price: Insufficient data to determine UNIB's volatility over the past 3 months.

Volatility Over Time: Insufficient data to determine UNIB's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1890n/aStephen Ranzinihttps://www.university-bank.com

University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States. It offers checking, NOW, savings, money market, time deposit, and certificate of deposit accounts. The company’s consumer loans include home equity, short term, automobile, personal, and recreational vehicle loans, as well as home equity lines of credits; and commercial real estate, equipment, small business, and non-profit loans, as well as working capital lines of credit.

University Bancorp, Inc. Fundamentals Summary

How do University Bancorp's earnings and revenue compare to its market cap?
UNIB fundamental statistics
Market CapUS$84.54m
Earnings (TTM)US$23.63m
Revenue (TTM)US$133.56m

3.6x

P/E Ratio

1.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
UNIB income statement (TTM)
RevenueUS$133.56m
Cost of RevenueUS$0
Gross ProfitUS$133.56m
Other ExpensesUS$109.93m
EarningsUS$23.63m

Last Reported Earnings

Dec 31, 2021

Next Earnings Date

n/a

Earnings per share (EPS)4.79
Gross Margin100.00%
Net Profit Margin17.69%
Debt/Equity Ratio21.8%

How did UNIB perform over the long term?

See historical performance and comparison

Dividends

2.2%

Current Dividend Yield

8%

Payout Ratio