UNIB Stock Overview
Operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
University Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$16.60 |
| 52 Week High | US$16.60 |
| 52 Week Low | US$12.94 |
| Beta | 0.38 |
| 11 Month Change | 7.10% |
| 3 Month Change | 9.21% |
| 1 Year Change | 21.17% |
| 33 Year Change | -23.68% |
| 5 Year Change | 107.50% |
| Change since IPO | 1,892.01% |
Recent News & Updates
Recent updates
Shareholder Returns
| UNIB | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | 1.8% | 2.2% |
| 1Y | 21.2% | 57.8% | 31.7% |
Return vs Industry: UNIB underperformed the US Banks industry which returned 57.8% over the past year.
Return vs Market: UNIB underperformed the US Market which returned 31.7% over the past year.
Price Volatility
| UNIB volatility | |
|---|---|
| UNIB Average Weekly Movement | 5.3% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 15.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: UNIB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine UNIB's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1890 | n/a | Stephen Ranzini | www.university-bank.com |
University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States. It offers checking, NOW, savings, money market, time deposit, and certificates of deposit accounts. The company’s consumer loans include home equity, short term, automobile, personal, and recreational vehicle loans, as well as home equity lines of credits; SBA, commercial real estate, equipment, home improvement, and other instalment loans; and non-profit loans, as well as working capital lines of credit.
University Bancorp, Inc. Fundamentals Summary
| UNIB fundamental statistics | |
|---|---|
| Market cap | US$85.19m |
| Earnings (TTM) | US$5.29m |
| Revenue (TTM) | US$88.10m |
16.1x
P/E Ratio1.0x
P/B RatioIs UNIB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UNIB income statement (TTM) | |
|---|---|
| Revenue | US$88.10m |
| Cost of Revenue | US$0 |
| Gross Profit | US$88.10m |
| Other Expenses | US$82.82m |
| Earnings | US$5.29m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.03 |
| Gross Margin | 100.00% |
| Net Profit Margin | 6.00% |
| Debt/Equity Ratio | 146.0% |
How did UNIB perform over the long term?
See historical performance and comparison