PEBK Stock Overview
Operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Peoples Bancorp of North Carolina, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$29.13 |
| 52 Week High | US$33.31 |
| 52 Week Low | US$23.74 |
| Beta | 0.64 |
| 1 Month Change | -8.08% |
| 3 Month Change | 14.96% |
| 1 Year Change | -1.75% |
| 3 Year Change | 4.04% |
| 5 Year Change | 1.57% |
| Change since IPO | 912.98% |
Recent News & Updates
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Is Paying Out A Dividend Of $0.16
Jan 20
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19
Nov 26Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19
Aug 22Recent updates
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Is Paying Out A Dividend Of $0.16
Jan 20Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19
Nov 26Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19
Aug 22Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19
Feb 29Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Upcoming Dividend Will Be Larger Than Last Year's
May 23Peoples Bancorp of North Carolina (NASDAQ:PEBK) Ticks All The Boxes When It Comes To Earnings Growth
May 02Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To $0.19
Feb 21Peoples Bancorp of North Carolina (NASDAQ:PEBK) Will Pay A Dividend Of $0.15
Jan 24Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Announced A Dividend Of $0.18
Nov 22Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.18
Aug 23Peoples Bancorp of North Carolina declares $0.18 dividend
Aug 19Peoples Bancorp of North Carolina GAAP EPS of $0.57, revenue of $18.67M
Jul 25Peoples Bancorp of North Carolina (NASDAQ:PEBK) Is Increasing Its Dividend To US$0.18
Feb 22Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To US$0.17
Aug 23Should You Buy Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) For Its Upcoming Dividend?
Feb 25What Type Of Returns Would Peoples Bancorp of North Carolina's(NASDAQ:PEBK) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?
Jan 27Peoples Bancorp of North Carolina (NASDAQ:PEBK) Could Be A Buy For Its Upcoming Dividend
Nov 27
Shareholder Returns
| PEBK | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.2% | 5.8% | 3.1% |
| 1Y | -1.8% | 38.0% | 23.7% |
Return vs Industry: PEBK underperformed the US Banks industry which returned 38% over the past year.
Return vs Market: PEBK underperformed the US Market which returned 23.7% over the past year.
Price Volatility
| PEBK volatility | |
|---|---|
| PEBK Average Weekly Movement | 5.6% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 18.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: PEBK has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PEBK's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1912 | 285 | Bill Cable | www.peoplesbanknc.com |
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses. It offers checking, savings, money market, and retirement accounts; certificates of deposits; and credit and debit cards. The company also originates commercial real estate loans, commercial loans, construction and land development loans, and residential mortgage loans; and individual taxpayer identification number mortgage loans, as well as agricultural loans.
Peoples Bancorp of North Carolina, Inc. Fundamentals Summary
| PEBK fundamental statistics | |
|---|---|
| Market cap | US$154.62m |
| Earnings (TTM) | US$16.23m |
| Revenue (TTM) | US$80.00m |
9.5x
P/E Ratio1.1x
P/B RatioIs PEBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PEBK income statement (TTM) | |
|---|---|
| Revenue | US$80.00m |
| Cost of Revenue | US$0 |
| Gross Profit | US$80.00m |
| Other Expenses | US$63.76m |
| Earnings | US$16.23m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.06 |
| Gross Margin | 100.00% |
| Net Profit Margin | 20.29% |
| Debt/Equity Ratio | 17.5% |
How did PEBK perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield25%
Payout RatioDoes PEBK pay a reliable dividends?
See PEBK dividend history and benchmarks| Peoples Bancorp of North Carolina dividend dates | |
|---|---|
| Ex Dividend Date | Feb 03 2025 |
| Dividend Pay Date | Feb 14 2025 |
| Days until Ex dividend | 12 days |
| Days until Dividend pay date | 23 days |
Does PEBK pay a reliable dividends?
See PEBK dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/21 23:27 |
| End of Day Share Price | 2025/01/21 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Peoples Bancorp of North Carolina, Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Cary Morris | BB&T Capital Markets |