| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
PEBK Stock Overview
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses.
Peoples Bancorp of North Carolina, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$25.28 |
| 52 Week High | US$30.00 |
| 52 Week Low | US$25.00 |
| Beta | 0.67 |
| 1 Month Change | -3.14% |
| 3 Month Change | -6.13% |
| 1 Year Change | -9.63% |
| 3 Year Change | -12.62% |
| 5 Year Change | -21.93% |
| Change since IPO | 570.89% |
Recent News & Updates
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.18
Peoples Bancorp of North Carolina, Inc.'s ( NASDAQ:PEBK ) investors are due to receive a payment of $0.18 per share on...
Peoples Bancorp of North Carolina declares $0.18 dividend
Peoples Bancorp of North Carolina (NASDAQ:PEBK) declares $0.18/share quarterly dividend, in line with previous. Forward yield 2.73% Payable Sept. 15; for shareholders of record Sept. 2; ex-div Sept. 1. See PEBK Dividend Scorecard, Yield Chart, & Dividend Growth.
Peoples Bancorp of North Carolina GAAP EPS of $0.57, revenue of $18.67M
Peoples Bancorp of North Carolina press release (NASDAQ:PEBK): Q2 GAAP EPS of $0.57. Revenue of $18.67M (+5.4% Y/Y). Net interest income was $11.3 million for the three months ended June 30, 2022, compared to $11.7 million for the three months ended June 30, 2021. Non-interest income was $7.3 million for the three months ended June 30, 2022, compared to $6.0 million for the three months ended June 30, 2021. Non-interest expense was $14.2 million for the three months ended June 30, 2022, compared to $12.1 million for the three months ended June 30, 2021.
Shareholder Returns
| PEBK | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.1% | -5.8% | -5.2% |
| 1Y | -9.6% | -21.7% | -23.1% |
Return vs Industry: PEBK exceeded the US Banks industry which returned -19.4% over the past year.
Return vs Market: PEBK exceeded the US Market which returned -21.6% over the past year.
Price Volatility
| PEBK volatility | |
|---|---|
| PEBK Average Weekly Movement | 2.1% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.9% |
| 10% least volatile stocks in US Market | 2.8% |
Stable Share Price: PEBK is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: PEBK's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1912 | 299 | Lance Sellers | https://www.peoplesbanknc.com |
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company’s loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans.
Peoples Bancorp of North Carolina, Inc. Fundamentals Summary
| PEBK fundamental statistics | |
|---|---|
| Market Cap | US$142.61m |
| Earnings (TTM) | US$13.07m |
| Revenue (TTM) | US$70.59m |
10.9x
P/E Ratio1.3x
P/B RatioIs PEBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PEBK income statement (TTM) | |
|---|---|
| Revenue | US$70.59m |
| Cost of Revenue | US$0 |
| Gross Profit | US$70.59m |
| Other Expenses | US$57.52m |
| Earnings | US$13.07m |
Last Reported Earnings
Jun 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.32 |
| Gross Margin | 100.00% |
| Net Profit Margin | 18.51% |
| Debt/Equity Ratio | 46.8% |
How did PEBK perform over the long term?
See historical performance and comparison