Peoples Bancorp of North Carolina Financial Health
How is Peoples Bancorp of North Carolina's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: PEBK's Assets to Equity ratio (14.9x) is moderate.
Allowance for Bad Loans: PEBK has a sufficient allowance for bad loans (273%).
Low Risk Liabilities: 95% of PEBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: PEBK has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: PEBK's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: PEBK has an appropriate level of bad loans (0.4%).