Peoples Bancorp of North Carolina Balance Sheet Health
Financial Health criteria checks 6/6
Peoples Bancorp of North Carolina has total assets of $1.6B and total equity of $121.0M. Total deposits are $1.4B, and total loans are $1.1B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $82.4M.
Key information
13.5x
Asset to equity ratio
3.5%
Net interest margin
Total deposits | US$1.39b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$82.38m |
Recent financial health updates
No updates
Recent updates
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19
Feb 29Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Upcoming Dividend Will Be Larger Than Last Year's
May 23Peoples Bancorp of North Carolina (NASDAQ:PEBK) Ticks All The Boxes When It Comes To Earnings Growth
May 02Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To $0.19
Feb 21Peoples Bancorp of North Carolina (NASDAQ:PEBK) Will Pay A Dividend Of $0.15
Jan 24Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Announced A Dividend Of $0.18
Nov 22Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.18
Aug 23Peoples Bancorp of North Carolina declares $0.18 dividend
Aug 19Peoples Bancorp of North Carolina GAAP EPS of $0.57, revenue of $18.67M
Jul 25Peoples Bancorp of North Carolina (NASDAQ:PEBK) Is Increasing Its Dividend To US$0.18
Feb 22Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To US$0.17
Aug 23Should You Buy Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) For Its Upcoming Dividend?
Feb 25What Type Of Returns Would Peoples Bancorp of North Carolina's(NASDAQ:PEBK) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?
Jan 27Peoples Bancorp of North Carolina (NASDAQ:PEBK) Could Be A Buy For Its Upcoming Dividend
Nov 27Peoples Bancorp of North Carolina declares $0.15 dividend
Nov 20Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PEBK's Assets to Equity ratio (13.5x) is moderate.
Allowance for Bad Loans: PEBK has a sufficient allowance for bad loans (284%).
Low Risk Liabilities: 92% of PEBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: PEBK has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: PEBK's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: PEBK has an appropriate level of bad loans (0.4%).