Peoples Bancorp of North Carolina, Inc.

NasdaqGM:PEBK Stock Report

Market Cap: US$158.2m

Peoples Bancorp of North Carolina Past Earnings Performance

Past criteria checks 2/6

Peoples Bancorp of North Carolina has been growing earnings at an average annual rate of 5.8%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 5.9% per year. Peoples Bancorp of North Carolina's return on equity is 11.9%, and it has net margins of 20.3%.

Key information

5.8%

Earnings growth rate

7.7%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate5.9%
Return on equity11.9%
Net Margin20.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19

Nov 26
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19

Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19

Aug 22
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19

Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19

Feb 29
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.19

Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Upcoming Dividend Will Be Larger Than Last Year's

May 23
Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Upcoming Dividend Will Be Larger Than Last Year's

Peoples Bancorp of North Carolina (NASDAQ:PEBK) Ticks All The Boxes When It Comes To Earnings Growth

May 02
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Ticks All The Boxes When It Comes To Earnings Growth

Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To $0.19

Feb 21
Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To $0.19

Peoples Bancorp of North Carolina (NASDAQ:PEBK) Will Pay A Dividend Of $0.15

Jan 24
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Will Pay A Dividend Of $0.15

Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Announced A Dividend Of $0.18

Nov 22
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Announced A Dividend Of $0.18

Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.18

Aug 23
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Has Affirmed Its Dividend Of $0.18

Peoples Bancorp of North Carolina declares $0.18 dividend

Aug 19

Peoples Bancorp of North Carolina GAAP EPS of $0.57, revenue of $18.67M

Jul 25

Peoples Bancorp of North Carolina (NASDAQ:PEBK) Is Increasing Its Dividend To US$0.18

Feb 22
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Is Increasing Its Dividend To US$0.18

Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To US$0.17

Aug 23
Peoples Bancorp of North Carolina's (NASDAQ:PEBK) Dividend Will Be Increased To US$0.17

Should You Buy Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) For Its Upcoming Dividend?

Feb 25
Should You Buy Peoples Bancorp of North Carolina, Inc. (NASDAQ:PEBK) For Its Upcoming Dividend?

What Type Of Returns Would Peoples Bancorp of North Carolina's(NASDAQ:PEBK) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Jan 27
What Type Of Returns Would Peoples Bancorp of North Carolina's(NASDAQ:PEBK) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?

Peoples Bancorp of North Carolina (NASDAQ:PEBK) Could Be A Buy For Its Upcoming Dividend

Nov 27
Peoples Bancorp of North Carolina (NASDAQ:PEBK) Could Be A Buy For Its Upcoming Dividend

Peoples Bancorp of North Carolina declares $0.15 dividend

Nov 20

Revenue & Expenses Breakdown

How Peoples Bancorp of North Carolina makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGM:PEBK Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 248016390
30 Jun 247916390
31 Mar 247816380
31 Dec 237616370
30 Sep 237716380
30 Jun 237817370
31 Mar 237616380
31 Dec 227616370
30 Sep 227415350
30 Jun 227113350
31 Mar 227014340
31 Dec 217015350
30 Sep 216914350
30 Jun 216915340
31 Mar 216613340
31 Dec 206311340
30 Sep 206212330
30 Jun 206012330
31 Mar 206213330
31 Dec 196314330
30 Sep 196215320
30 Jun 196214320
31 Mar 196014320
31 Dec 185913310
30 Sep 185712310
30 Jun 185712300
31 Mar 185611290
31 Dec 175510290
30 Sep 175410300
30 Jun 17539300
31 Mar 17529300
31 Dec 16549300
30 Sep 165110290
30 Jun 165110280
31 Mar 164910280
31 Dec 154910270
30 Sep 15479270
30 Jun 15479270
31 Mar 15469270
31 Dec 14469260
30 Sep 14459250
30 Jun 14448240
31 Mar 14437230

Quality Earnings: PEBK has high quality earnings.

Growing Profit Margin: PEBK's current net profit margins (20.3%) are lower than last year (21%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PEBK's earnings have grown by 5.8% per year over the past 5 years.

Accelerating Growth: PEBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PEBK had negative earnings growth (-0.1%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: PEBK's Return on Equity (11.9%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 16:37
End of Day Share Price 2025/01/08 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Peoples Bancorp of North Carolina, Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Cary MorrisBB&T Capital Markets