PDLB Stock Overview
Operates as the bank holding company for Ponce Bank that provides various banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for PDLB from our risk checks.
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Ponce Financial Group, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.40 |
| 52 Week High | US$14.05 |
| 52 Week Low | US$8.80 |
| Beta | 0.50 |
| 1 Month Change | 21.60% |
| 3 Month Change | 3.00% |
| 1 Year Change | 44.09% |
| 3 Year Change | 44.55% |
| 5 Year Change | 110.77% |
| Change since IPO | 25.47% |
Recent News & Updates
Ponce Financial Group: Despite Fantastic Upside, This Name Is Unremarkable
Apr 01Ponce Financial Group Q3: Should Benefit From More Rate Cuts, But Overvalued
Nov 08
Shareholder Returns
| PDLB | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.6% | -3.3% | -1.1% |
| 1Y | 44.1% | 17.2% | 9.1% |
Return vs Industry: PDLB exceeded the US Banks industry which returned 19.7% over the past year.
Return vs Market: PDLB exceeded the US Market which returned 11.1% over the past year.
Price Volatility
| PDLB volatility | |
|---|---|
| PDLB Average Weekly Movement | 4.2% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 8.1% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: PDLB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PDLB's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1960 | 218 | Carlos Naudon | www.poncebank.com |
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It offers various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also provides real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans.
Ponce Financial Group, Inc. Fundamentals Summary
| PDLB fundamental statistics | |
|---|---|
| Market cap | US$315.07m |
| Earnings (TTM) | US$13.60m |
| Revenue (TTM) | US$86.68m |
Is PDLB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PDLB income statement (TTM) | |
|---|---|
| Revenue | US$86.68m |
| Cost of Revenue | US$0 |
| Gross Profit | US$86.68m |
| Other Expenses | US$73.08m |
| Earnings | US$13.60m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.60 |
| Gross Margin | 100.00% |
| Net Profit Margin | 15.69% |
| Debt/Equity Ratio | 101.4% |
How did PDLB perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/21 19:07 |
| End of Day Share Price | 2025/05/21 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Ponce Financial Group, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jacob Civiello | Janney Montgomery Scott LLC |