Ponce Financial Group, Inc.

NasdaqGM:PDLB Stock Report

Market Cap: US$288.1m

Ponce Financial Group Management

Management criteria checks 3/4

Ponce Financial Group's CEO is Carlos Naudon, appointed in Sep 2017, has a tenure of 7.25 years. total yearly compensation is $3.66M, comprised of 16.5% salary and 83.5% bonuses, including company stock and options. directly owns 1.64% of the company’s shares, worth $4.72M. The average tenure of the management team and the board of directors is 4.4 years and 20.9 years respectively.

Key information

Carlos Naudon

Chief executive officer

US$3.7m

Total compensation

CEO salary percentage16.5%
CEO tenure7.3yrs
CEO ownership1.6%
Management average tenure4.4yrs
Board average tenure20.9yrs

Recent management updates

Recent updates

Ponce Financial Group Q3: Should Benefit From More Rate Cuts, But Overvalued

Nov 08

Should You Be Adding Ponce Financial Group (NASDAQ:PDLB) To Your Watchlist Today?

May 10
Should You Be Adding Ponce Financial Group (NASDAQ:PDLB) To Your Watchlist Today?

CEO Compensation Analysis

How has Carlos Naudon's remuneration changed compared to Ponce Financial Group's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2024n/an/a

US$8m

Jun 30 2024n/an/a

US$9m

Mar 31 2024n/an/a

US$5m

Dec 31 2023US$4mUS$605k

US$3m

Sep 30 2023n/an/a

-US$6m

Jun 30 2023n/an/a

-US$24m

Mar 31 2023n/an/a

-US$23m

Dec 31 2022US$1mUS$605k

-US$30m

Sep 30 2022n/an/a

-US$6m

Jun 30 2022n/an/a

US$11m

Mar 31 2022n/an/a

US$16m

Dec 31 2021US$1mUS$612k

US$25m

Sep 30 2021n/an/a

US$12m

Jun 30 2021n/an/a

US$14m

Mar 31 2021n/an/a

US$8m

Dec 31 2020US$1mUS$605k

US$4m

Sep 30 2020n/an/a

-US$5m

Jun 30 2020n/an/a

-US$9m

Mar 31 2020n/an/a

-US$7m

Dec 31 2019US$1mUS$605k

-US$5m

Sep 30 2019n/an/a

US$3m

Jun 30 2019n/an/a

US$3m

Mar 31 2019n/an/a

US$2m

Dec 31 2018US$3mUS$605k

US$3m

Compensation vs Market: Carlos's total compensation ($USD3.66M) is above average for companies of similar size in the US market ($USD1.38M).

Compensation vs Earnings: Carlos's compensation has been consistent with company performance over the past year.


CEO

Carlos Naudon (73 yo)

7.3yrs

Tenure

US$3,664,707

Compensation

Mr. Carlos P. Naudon has been the President and Chief Executive Officer at Ponce Financial Group, Inc. since September 29, 2017 and has been its Director since 2014. Mr. Naudon serves as Director at Mortga...


Leadership Team

NamePositionTenureCompensationOwnership
Steven Tsavaris
Executive Chairman of the Board34.9yrsUS$3.60m1.53%
$ 4.4m
Carlos Naudon
President7.3yrsUS$3.66m1.64%
$ 4.7m
Sergio Vaccaro
Executive VP & CFO2.5yrsUS$880.15k0.048%
$ 137.2k
Luis Gonzalez
Executive VP & COO2.7yrsno data0.013%
$ 37.0k
Frank Perez
Executive VP & Chief Investor Relations Officer2.5yrsUS$452.91k0.23%
$ 656.2k
Madeline Marquez
Chief External Affairs Officer7.8yrsno data0.037%
$ 106.1k
David Rodriguez
Chief Relationship Manager & Senior VPno datano datano data
Michael Lagoudis
Senior Vice President4.4yrsno data0.089%
$ 255.6k
Ioannis Kouzilos
Executive VP & Chief Lending Officer7.8yrsno data0.13%
$ 373.3k

4.4yrs

Average Tenure

61yo

Average Age

Experienced Management: PDLB's management team is considered experienced (4.4 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Steven Tsavaris
Executive Chairman of the Board34.9yrsUS$3.60m1.53%
$ 4.4m
Carlos Naudon
President10.9yrsUS$3.66m1.64%
$ 4.7m
James Demetriou
Independent Director15.9yrsUS$421.49k0.45%
$ 1.3m
William Feldman
Independent Director31.9yrsUS$415.49k0.43%
$ 1.2m
Julio Gurman
Independent Director30.9yrsUS$415.49k0.43%
$ 1.2m
Nick Lugo
Independent Vice Chairman of Board25.9yrsUS$415.49k0.56%
$ 1.6m
Maria Alvarez
Independent Director5.9yrsUS$415.49k0.11%
$ 330.3k
James Perez
Independent Director2.8yrsUS$415.49k0.25%
$ 709.0k

20.9yrs

Average Tenure

75.5yo

Average Age

Experienced Board: PDLB's board of directors are seasoned and experienced ( 20.9 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/31 00:21
End of Day Share Price 2024/12/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Ponce Financial Group, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacob CivielloJanney Montgomery Scott LLC