This company has been acquired
PCSB Stock Overview
PCSB Financial Corporation operates as the bank holding company for PCSB Bank that provides financial services to individuals and businesses in Putnam, Southern Dutchess, Rockland, and Westchester Counties in New York. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 1/6 |
My Notes
Capture your thoughts, links and company narrative
PCSB Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$19.04 |
| 52 Week High | US$20.09 |
| 52 Week Low | US$17.89 |
| Beta | 0.57 |
| 1 Month Change | -2.56% |
| 3 Month Change | 3.53% |
| 1 Year Change | 0.26% |
| 3 Year Change | -3.94% |
| 5 Year Change | -1.70% |
| Change since IPO | 15.67% |
Recent News & Updates
Recent updates
PCSB Financial (NASDAQ:PCSB) Is Paying Out A Larger Dividend Than Last Year
May 02
PCSB Financial (NASDAQ:PCSB) Will Pay A Larger Dividend Than Last Year At US$0.06
Oct 31Shareholders May Be A Little Conservative With PCSB Financial Corporation's (NASDAQ:PCSB) CEO Compensation For Now
Oct 21PCSB Financial (NASDAQ:PCSB) Has Announced That It Will Be Increasing Its Dividend To US$0.06
Aug 08Here's Why I Think PCSB Financial (NASDAQ:PCSB) Is An Interesting Stock
Apr 15Are You An Income Investor? Don't Miss Out On PCSB Financial Corporation (NASDAQ:PCSB)
Mar 04PCSB Financial (NASDAQ:PCSB) Could Be A Buy For Its Upcoming Dividend
Feb 06
PCSB Financial approves stock buyback program
Feb 03PCSB Financial's (NASDAQ:PCSB) Shareholders Are Down 27% On Their Shares
Feb 01Have Insiders Been Buying PCSB Financial Corporation (NASDAQ:PCSB) Shares This Year?
Jan 04What Is The Ownership Structure Like For PCSB Financial Corporation (NASDAQ:PCSB)?
Dec 07PCSB Financial EPS beats by $0.09, beats on revenue
Oct 29Shareholder Returns
| PCSB | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.4% | -3.4% | -2.4% |
| 1Y | 0.3% | 29.1% | 23.3% |
Return vs Industry: PCSB exceeded the US Banks industry which returned -22.9% over the past year.
Return vs Market: PCSB exceeded the US Market which returned -21.7% over the past year.
Price Volatility
| PCSB volatility | |
|---|---|
| PCSB Average Weekly Movement | 3.2% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PCSB has not had significant price volatility in the past 3 months.
Volatility Over Time: PCSB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1871 | 161 | Joseph Roberto | www.pcsb.com |
PCSB Financial Corporation operates as the bank holding company for PCSB Bank that provides financial services to individuals and businesses in Putnam, Southern Dutchess, Rockland, and Westchester Counties in New York. The company offers deposit products, including interest and non-interest bearing, time, and demand; checking, NOW, money market, savings, certificate of deposit, and individual retirement accounts; and online and mobile deposit services, as well as cash management services comprising escrow, sweep, and lockbox accounts. It also provides commercial real estate, multi-family residential real estate, commercial business, construction, residential mortgage, and consumer and deposit overdraft loans, as well as home equity lines of credit, insurance products, and securities.
PCSB Financial Corporation Fundamentals Summary
| PCSB fundamental statistics | |
|---|---|
| Market cap | US$291.97m |
| Earnings (TTM) | US$16.04m |
| Revenue (TTM) | US$57.92m |
18.2x
P/E Ratio1.0x
P/B RatioIs PCSB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PCSB income statement (TTM) | |
|---|---|
| Revenue | US$57.92m |
| Cost of Revenue | US$0 |
| Gross Profit | US$57.92m |
| Other Expenses | US$41.88m |
| Earnings | US$16.04m |
Last Reported Earnings
Sep 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.05 |
| Gross Margin | 100.00% |
| Net Profit Margin | 27.70% |
| Debt/Equity Ratio | 10.1% |
How did PCSB perform over the long term?
See historical performance and comparisonDividends
1.5%
Current Dividend Yield23%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2023/01/04 11:56 |
| End of Day Share Price | 2022/12/30 00:00 |
| Earnings | 2022/09/30 |
| Annual Earnings | 2022/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
PCSB Financial Corporation is covered by 3 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Laura Havener Hunsicker | Compass Point Research & Trading, LLC |
| Mark Fitzgibbon | Piper Sandler Companies |
| Mark Fitzgibbon | Sandler O'Neill |