Oak Valley Bancorp Full Year 2024 Earnings: EPS: US$3.04 (vs US$3.77 in FY 2023)

Oak Valley Bancorp (NASDAQ:OVLY) Full Year 2024 Results

Key Financial Results

• Revenue: US$78.2m (down 4.0% from FY 2023).
• Net income: US$24.9m (down 19% from FY 2023).
• Profit margin: 32% (down from 38% in FY 2023). The decrease in margin was primarily driven by higher expenses.
• EPS: US$3.04 (down from US$3.77 in FY 2023).

OVLY Banking Performance Indicators

• Net interest margin (NIM): 4.07% (down from 4.33% in FY 2023).
• Cost-to-income ratio: 60.1% (up from 48.8% in FY 2023).

All figures shown in the chart above are for the trailing 12 month (TTM) period

In the last 12 months, the only revenue segment was Banking contributing US$78.2m. Explore how OVLY's revenue and expenses shape its earnings.

Oak Valley Bancorp shares are down 2.9% from a week ago.

Balance Sheet Analysis

While it's very important to consider the profit and loss statement, you can also learn a lot about a company by looking at its balance sheet. We have a graphic representation of Oak Valley Bancorp's balance sheet and an in-depth analysis of the company's financial position.

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