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NB Bancorp, Inc.NasdaqCM:NBBK Stock Report

Market Cap US$820.9m
Share Price
US$19.78
US$23
14.0% undervalued intrinsic discount
1Y17.9%
7D3.2%
1D
Portfolio Value
View

NB Bancorp, Inc.

NasdaqCM:NBBK Stock Report

Market Cap: US$820.9m

NB Bancorp (NBBK) Stock Overview

Focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. More details

NBBK fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance2/6
Financial Health6/6
Dividends2/6

NBBK Community Fair Values

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NB Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for NB Bancorp
Historical stock prices
Current Share PriceUS$19.78
52 Week HighUS$22.86
52 Week LowUS$15.44
Beta0.063
1 Month Change-0.20%
3 Month Change-7.61%
1 Year Change17.88%
3 Year Changen/a
5 Year Changen/a
Change since IPO43.65%

Recent News & Updates

Recent updates

Seeking Alpha Feb 05

NB Bancorp Looks Like A High-Risk, High-Reward Investment Opportunity

Summary NB Bancorp is rated Buy, supported by a forward PE below 10, robust buyback plans, and improving operating metrics post-merger. The Provident Bancorp merger drove significant asset and loan growth, with adjusted Q4 2025 results showing strong earnings momentum for 2026. NBBK faces elevated risk from its concentrated commercial real estate portfolio, notably non-owner-occupied CRE and cannabis facility loans. Insider buying and a new 5% share repurchase program signal management confidence, though asset quality and integration risks remain. Read the full article on Seeking Alpha
Seeking Alpha May 31

Bank Buzz: NB Bancorp, Buybacks, Catalysts And More

Summary Our strategy is to invest in banks trading below tangible book value with overcapitalized balance sheets, solid asset quality, and shareholder-friendly management teams. This article reviews the mutual conversion space, including notable share repurchase announcements, potential near-term catalysts, and a refreshed investment thesis for NB Bancorp, Inc. NB Bancorp is a well-run bank trading at an inexpensive valuation - insiders are buying. Read the full article on Seeking Alpha
Seeking Alpha Mar 11

Bank Buzz: NB Bancorp Is Priced Below Liquidation Value And Insiders Are Buying

Summary Our strategy is to invest in banks trading below tangible book value with overcapitalized balance sheets, solid asset quality, and shareholder-friendly management teams. We recap the last four weeks and highlight a few interesting ideas, including BLFY and NBBK. Despite an active share repurchase program and the potential to be acquired in 2H24, BLFY trades at <65% of tangible book value. NBBK is an attractive investment with an inexpensive valuation, strong balance sheet, and moderate organic growth potential, offering a potential total return of ~25% over the next 24 months. Read the full article on Seeking Alpha
Seeking Alpha Jan 14

Bank Buzz: NB Bancorp Looks Inexpensive With Multiple Catalysts To Deliver Returns

Summary Our strategy is to invest in banks trading below TBV with overcapitalized balance sheets, solid asset quality, and shareholder-friendly management teams. We highlight a few potential ideas, including NBBK, TCBS, and FSEA. NB Bancorp, trading at 77% of tangible book value, is expected to repurchase shares and potentially issue dividends, leading to a total return of 20-30% over the next 24 months. Read the full article on Seeking Alpha

Shareholder Returns

NBBKUS BanksUS Market
7D3.2%3.2%1.1%
1Y17.9%22.3%28.7%

Return vs Industry: NBBK underperformed the US Banks industry which returned 22.3% over the past year.

Return vs Market: NBBK underperformed the US Market which returned 28.7% over the past year.

Price Volatility

Is NBBK's price volatile compared to industry and market?
NBBK volatility
NBBK Average Weekly Movement4.4%
Banks Industry Average Movement3.4%
Market Average Movement7.2%
10% most volatile stocks in US Market16.5%
10% least volatile stocks in US Market3.1%

Stable Share Price: NBBK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: NBBK's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1892526Joe Campanellinbbancorp.com

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, corporate bonds, SBA securities and municipal bonds.

NB Bancorp, Inc. Fundamentals Summary

How do NB Bancorp's earnings and revenue compare to its market cap?
NBBK fundamental statistics
Market capUS$820.92m
Earnings (TTM)US$52.63m
Revenue (TTM)US$225.81m
15.6x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NBBK income statement (TTM)
RevenueUS$225.81m
Cost of RevenueUS$0
Gross ProfitUS$225.81m
Other ExpensesUS$173.18m
EarningsUS$52.63m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.27
Gross Margin100.00%
Net Profit Margin23.31%
Debt/Equity Ratio25.0%

How did NBBK perform over the long term?

See historical performance and comparison

Dividends

1.4%
Current Dividend Yield
15%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/24 01:10
End of Day Share Price 2026/05/22 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

NB Bancorp, Inc. is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David KonradKeefe, Bruyette, & Woods
Mark FitzgibbonPiper Sandler Companies
Justin CrowleyPiper Sandler Companies