MVB Financial Corp. Just Missed EPS By 42%: Here's What Analysts Think Will Happen Next

The analysts might have been a bit too bullish on MVB Financial Corp. (NASDAQ:MVBF), given that the company fell short of expectations when it released its quarterly results last week. Results showed a clear earnings miss, with US$34m revenue coming in 2.5% lower than what the analystsexpected. Statutory earnings per share (EPS) of US$0.15 missed the mark badly, arriving some 42% below what was expected. The analysts typically update their forecasts at each earnings report, and we can judge from their estimates whether their view of the company has changed or if there are any new concerns to be aware of. So we gathered the latest post-earnings forecasts to see what estimates suggest is in store for next year.

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Taking into account the latest results, MVB Financial's three analysts currently expect revenues in 2025 to be US$140.9m, approximately in line with the last 12 months. Statutory earnings per share are forecast to plummet 22% to US$1.05 in the same period. In the lead-up to this report, the analysts had been modelling revenues of US$141.2m and earnings per share (EPS) of US$1.21 in 2025. The analysts seem to have become more bearish following the latest results. While there were no changes to revenue forecasts, there was a substantial drop in EPS estimates.

View our latest analysis for MVB Financial

The consensus price target held steady at US$25.00, with the analysts seemingly voting that their lower forecast earnings are not expected to lead to a lower stock price in the foreseeable future. It could also be instructive to look at the range of analyst estimates, to evaluate how different the outlier opinions are from the mean. There are some variant perceptions on MVB Financial, with the most bullish analyst valuing it at US$27.00 and the most bearish at US$23.00 per share. With such a narrow range of valuations, the analysts apparently share similar views on what they think the business is worth.

Another way we can view these estimates is in the context of the bigger picture, such as how the forecasts stack up against past performance, and whether forecasts are more or less bullish relative to other companies in the industry. We would highlight that revenue is expected to reverse, with a forecast 3.4% annualised decline to the end of 2025. That is a notable change from historical growth of 3.6% over the last five years. Compare this with our data, which suggests that other companies in the same industry are, in aggregate, expected to see their revenue grow 7.6% per year. It's pretty clear that MVB Financial's revenues are expected to perform substantially worse than the wider industry.

The Bottom Line

The most important thing to take away is that the analysts downgraded their earnings per share estimates, showing that there has been a clear decline in sentiment following these results. Fortunately, the analysts also reconfirmed their revenue estimates, suggesting that it's tracking in line with expectations. Although our data does suggest that MVB Financial's revenue is expected to perform worse than the wider industry. The consensus price target held steady at US$25.00, with the latest estimates not enough to have an impact on their price targets.

With that said, the long-term trajectory of the company's earnings is a lot more important than next year. We have forecasts for MVB Financial going out to 2026, and you can see them free on our platform here.

Another thing to consider is whether management and directors have been buying or selling stock recently. We provide an overview of all open market stock trades for the last twelve months on our platform, here.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.