MVB Financial Corp.

NasdaqCM:MVBF Stock Report

Market Cap: US$275.0m

MVB Financial Past Earnings Performance

Past criteria checks 1/6

MVB Financial's earnings have been declining at an average annual rate of -10.7%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 3.6% per year. MVB Financial's return on equity is 6.2%, and it has net margins of 13.2%.

Key information

-10.7%

Earnings growth rate

-12.5%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate3.6%
Return on equity6.2%
Net Margin13.2%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

MVB Financial (NASDAQ:MVBF) Will Pay A Dividend Of $0.17

Aug 25
MVB Financial (NASDAQ:MVBF) Will Pay A Dividend Of $0.17

MVB Financial (NASDAQ:MVBF) Has Announced A Dividend Of $0.17

May 26
MVB Financial (NASDAQ:MVBF) Has Announced A Dividend Of $0.17

MVB Financial (NASDAQ:MVBF) Has Announced A Dividend Of $0.17

Nov 24
MVB Financial (NASDAQ:MVBF) Has Announced A Dividend Of $0.17

MVB Financial (NASDAQ:MVBF) Has Announced A Dividend Of $0.17

Aug 22
MVB Financial (NASDAQ:MVBF) Has Announced A Dividend Of $0.17

MVB Financial (NASDAQ:MVBF) Will Pay A Dividend Of $0.17

May 28
MVB Financial (NASDAQ:MVBF) Will Pay A Dividend Of $0.17

MVB Financial (NASDAQ:MVBF) Will Pay A Dividend Of $0.17

May 14
MVB Financial (NASDAQ:MVBF) Will Pay A Dividend Of $0.17

Downgrade: Here's How Analysts See MVB Financial Corp. (NASDAQ:MVBF) Performing In The Near Term

May 03
Downgrade: Here's How Analysts See MVB Financial Corp. (NASDAQ:MVBF) Performing In The Near Term

MVB Financial's (NASDAQ:MVBF) Dividend Will Be $0.17

Feb 24
MVB Financial's (NASDAQ:MVBF) Dividend Will Be $0.17

MVB Financial to acquire Integrated Financial in ~$98M all-stock deal

Aug 12

MVB Financial  GAAP EPS of $0.23 misses by $0.09, revenue of $38.57M beats by $2.17M

Aug 01

MVB Financial (NASDAQ:MVBF) Has Announced That It Will Be Increasing Its Dividend To US$0.17

Feb 21
MVB Financial (NASDAQ:MVBF) Has Announced That It Will Be Increasing Its Dividend To US$0.17

MVB Financial (NASDAQ:MVBF) Will Pay A Larger Dividend Than Last Year At US$0.15

Nov 20
MVB Financial (NASDAQ:MVBF) Will Pay A Larger Dividend Than Last Year At US$0.15

Revenue & Expenses Breakdown

How MVB Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:MVBF Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24140191060
30 Jun 24144201060
31 Mar 24150241050
31 Dec 23145221030
30 Sep 23141201010
30 Jun 2313619990
31 Mar 2312713990
31 Dec 2212512990
30 Sep 22133161020
30 Jun 22132261010
31 Mar 2213633960
31 Dec 2112938850
30 Sep 2112441820
30 Jun 2112135740
31 Mar 2113044840
31 Dec 2012637870
30 Sep 2012629920
30 Jun 2012827970
31 Mar 2012624850
31 Dec 1912226790
30 Sep 1911425740
30 Jun 1910824690
31 Mar 199112670
31 Dec 188812650
30 Sep 188610650
30 Jun 18859650
31 Mar 18848640
31 Dec 17827640
30 Sep 17828630
30 Jun 17838640
31 Mar 17828630
31 Dec 16838630
30 Sep 16797600
30 Jun 16736570
31 Mar 16696530
31 Dec 15676520
30 Sep 15644520
30 Jun 15603490
31 Mar 15562470
31 Dec 14482400
30 Sep 14503400
30 Jun 14493390
31 Mar 14494370
31 Dec 13484380

Quality Earnings: MVBF has high quality earnings.

Growing Profit Margin: MVBF's current net profit margins (13.2%) are lower than last year (14.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: MVBF's earnings have declined by 10.7% per year over the past 5 years.

Accelerating Growth: MVBF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MVBF had negative earnings growth (-9%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: MVBF's Return on Equity (6.2%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 03:28
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

MVB Financial Corp. is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brett RabatinHovde Group, LLC
Steven AlexopoulosJ.P. Morgan
Christopher McGrattyKeefe, Bruyette, & Woods