GGAL Stock Overview
A financial service holding company, provides various financial products and services to individuals and companies in Argentina. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for GGAL from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Grupo Financiero Galicia S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AR$63.59 |
| 52 Week High | AR$70.30 |
| 52 Week Low | AR$15.32 |
| Beta | 1.58 |
| 1 Month Change | 14.62% |
| 3 Month Change | 43.35% |
| 1 Year Change | 249.40% |
| 3 Year Change | 526.50% |
| 5 Year Change | 290.36% |
| Change since IPO | 263.37% |
Recent News & Updates
Grupo Financiero Galicia Stock: Still Bullish In The Early Stages Of Argentina Macro Recovery
Nov 11Grupo Financiero Galicia: HSBC Argentina Acquisition Adds New Fuel To The Bull Case
Apr 15Recent updates
Grupo Financiero Galicia Stock: Still Bullish In The Early Stages Of Argentina Macro Recovery
Nov 11Grupo Financiero Galicia: HSBC Argentina Acquisition Adds New Fuel To The Bull Case
Apr 15Grupo Financiero Galicia S.A. goes ex dividend tomorrow
Sep 29Grupo Financiero Is Expensive For An Argentinian Bank
Jan 12Grupo Financiero Galicia: Challenging Operating Environment Clouds The Outlook
Sep 15Grupo Financiero Galicia S.A.: Argentina's Old-Money Financial Group Is An Interesting Call On Stabilization
May 06Shareholder Returns
| GGAL | US Banks | US Market | |
|---|---|---|---|
| 7D | -6.2% | -3.5% | -2.7% |
| 1Y | 249.4% | 29.1% | 23.4% |
Return vs Industry: GGAL exceeded the US Banks industry which returned 29.1% over the past year.
Return vs Market: GGAL exceeded the US Market which returned 23.4% over the past year.
Price Volatility
| GGAL volatility | |
|---|---|
| GGAL Average Weekly Movement | 6.6% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: GGAL has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: GGAL's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1905 | 9,417 | Fabian Enrique Kon | www.gfgsa.com |
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; personal loans; express and mortgage loans; overdrafts; pledge and credit card loans; credit and debit cards; and online banking services.
Grupo Financiero Galicia S.A. Fundamentals Summary
| GGAL fundamental statistics | |
|---|---|
| Market cap | US$10.69b |
| Earnings (TTM) | US$782.96m |
| Revenue (TTM) | US$4.21b |
13.7x
P/E Ratio2.5x
P/B RatioIs GGAL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GGAL income statement (TTM) | |
|---|---|
| Revenue | AR$4.30t |
| Cost of Revenue | AR$58.56b |
| Gross Profit | AR$4.24t |
| Other Expenses | AR$3.44t |
| Earnings | AR$800.35b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 542.72 |
| Gross Margin | 98.64% |
| Net Profit Margin | 18.61% |
| Debt/Equity Ratio | 73.9% |
How did GGAL perform over the long term?
See historical performance and comparisonDividends
0.4%
Current Dividend Yield6%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 09:44 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Grupo Financiero Galicia S.A. is covered by 19 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Guido Bizzozero | Allaria Ledesma & Cia Sociedad de Bolsa S.A. |
| Ernesto Gabilondo Márquez | BofA Global Research |
| Rafael Berger Frade | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |