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First Savings Financial Group, Inc.NasdaqCM:FSFG Stock Report

Market Cap US$234.9m
Share Price
US$33.98
US$34
0.06% undervalued intrinsic discount
1Y42.2%
7D4.6%
1D
Portfolio Value
​
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First Savings Financial Group, Inc.

NasdaqCM:FSFG Stock Report

Market Cap: US$234.9m

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

First Savings Financial Group (FSFG) Stock Overview

Operates as the bank holding company for First Savings Bank that provides various financial services for individuals and business consumers in southern Indiana. More details

FSFG fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends4/6

Rewards

Price-To-Earnings ratio (10.1x) is below the US market (19.2x)

Earnings grew by 70.4% over the past year

Pays a reliable dividend of 1.88%

Risk Analysis

Earnings have declined by 23.7% per year over past 5 years


FSFG Community Fair Values

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First Savings Financial Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Savings Financial Group
Historical stock prices
Current Share PriceUS$33.98
52 Week HighUS$34.10
52 Week LowUS$21.63
Beta0.44
1 Month Change6.77%
3 Month Change12.55%
1 Year Change42.24%
3 Year Change73.81%
5 Year Change65.46%
Change since IPO929.70%

Recent News & Updates

Recent updates

Seeking Alpha • Jul 30

First Savings Financial Group: Not Ready For An Upgrade Just Yet

Summary First Savings Financial Group remains a "Hold" due to ongoing balance sheet contraction, despite recent profitability improvements. Shares are attractively valued on price-to-earnings, book, and tangible book metrics, making FSFG one of the cheapest among peers. Profitability and asset quality have improved, with return on assets and equity now exceeding my minimum thresholds. However, declines in deposits and loans, plus reliance on one-time gains, prevent an upgrade—stability in the balance sheet is still needed. Read the full article on Seeking Alpha
Analysis Article • Mar 07

First Savings Financial Group (NASDAQ:FSFG) Has Announced That It Will Be Increasing Its Dividend To $0.16

First Savings Financial Group, Inc. ( NASDAQ:FSFG ) will increase its dividend on the 31st of March to $0.16, which is...
Analysis Article • Dec 05

First Savings Financial Group (NASDAQ:FSFG) Has Announced A Dividend Of $0.15

First Savings Financial Group, Inc.'s ( NASDAQ:FSFG ) investors are due to receive a payment of $0.15 per share on 31st...
Analysis Article • Sep 01

First Savings Financial Group (NASDAQ:FSFG) Has Announced A Dividend Of $0.15

The board of First Savings Financial Group, Inc. ( NASDAQ:FSFG ) has announced that it will pay a dividend of $0.15 per...
Analysis Article • Jun 01

First Savings Financial Group (NASDAQ:FSFG) Is Due To Pay A Dividend Of $0.15

First Savings Financial Group, Inc.'s ( NASDAQ:FSFG ) investors are due to receive a payment of $0.15 per share on 28th...

Shareholder Returns

FSFGUS BanksUS Market
7D4.6%1.9%-0.8%
1Y42.2%21.3%27.1%

Return vs Industry: FSFG exceeded the US Banks industry which returned 18.2% over the past year.

Return vs Market: FSFG exceeded the US Market which returned 14.5% over the past year.

Price Volatility

Is FSFG's price volatile compared to industry and market?
FSFG volatility
FSFG Average Weekly Movement3.8%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.3%
10% least volatile stocks in US Market3.2%

Stable Share Price: FSFG has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FSFG's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2008257Larry Myerswww.fsbbank.net

First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services for individuals and business consumers in southern Indiana. The company operates through Core Banking and SBA Lending segments. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits.

First Savings Financial Group, Inc. Fundamentals Summary

How do First Savings Financial Group's earnings and revenue compare to its market cap?
FSFG fundamental statistics
Market capUS$234.92m
Earnings (TTM)US$23.16m
Revenue (TTM)US$84.22m
10.1x
P/E Ratio
1.2x
P/B Ratio

Is FSFG overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FSFG income statement (TTM)
RevenueUS$84.22m
Cost of RevenueUS$0
Gross ProfitUS$84.22m
Other ExpensesUS$61.06m
EarningsUS$23.16m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.35
Gross Margin100.00%
Net Profit Margin27.50%
Debt/Equity Ratio239.7%

How did FSFG perform over the long term?

See historical performance and comparison

Dividends

1.9%
Current Dividend Yield
19%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/03 17:12
End of Day Share Price 2026/01/30 00:00
Earnings2025/09/30
Annual Earnings2025/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Savings Financial Group, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Michael DianaMaxim Group