First Savings Financial Group Past Earnings Performance
Past criteria checks 1/6
First Savings Financial Group's earnings have been declining at an average annual rate of -12.7%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been declining at an average rate of 3.3% per year. First Savings Financial Group's return on equity is 4.5%, and it has net margins of 9.8%.
Key information
-12.7%
Earnings growth rate
-12.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -3.3% |
| Return on equity | 4.5% |
| Net Margin | 9.8% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
First Savings Financial declares $0.13 dividend
Sep 01First Savings Financial GAAP EPS of $0.60, revenue of $25.38M
Jul 25First Savings Financial: Undervalued Due To An Earnings Dip Outlook
Dec 05First Savings Financial Group (NASDAQ:FSFG) Has Announced That It Will Be Increasing Its Dividend To US$0.36
Jun 06
With EPS Growth And More, First Savings Financial Group (NASDAQ:FSFG) Is Interesting
May 26Why You Might Be Interested In First Savings Financial Group, Inc. (NASDAQ:FSFG) For Its Upcoming Dividend
Mar 11Have Insiders Been Buying First Savings Financial Group, Inc. (NASDAQ:FSFG) Shares?
Mar 08How Does First Savings Financial Group, Inc. (NASDAQ:FSFG) Fare As A Dividend Stock?
Feb 15
Here's Why We Think First Savings Financial Group (NASDAQ:FSFG) Is Well Worth Watching
Jan 25Could The First Savings Financial Group, Inc. (NASDAQ:FSFG) Ownership Structure Tell Us Something Useful?
Jan 07Introducing First Savings Financial Group (NASDAQ:FSFG), A Stock That Climbed 78% In The Last Five Years
Dec 17Revenue & Expenses BreakdownBeta
How First Savings Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 76 | 7 | 60 | 0 |
| 31 Dec 23 | 81 | 6 | 60 | 0 |
| 30 Sep 23 | 85 | 8 | 60 | 0 |
| 30 Jun 23 | 84 | 10 | 63 | 0 |
| 31 Mar 23 | 89 | 11 | 66 | 0 |
| 31 Dec 22 | 101 | 14 | 74 | 0 |
| 30 Sep 22 | 110 | 15 | 82 | 0 |
| 30 Jun 22 | 120 | 19 | 88 | 0 |
| 31 Mar 22 | 131 | 20 | 95 | 0 |
| 31 Dec 21 | 150 | 24 | 109 | 0 |
| 30 Sep 21 | 179 | 30 | 128 | 0 |
| 30 Jun 21 | 216 | 40 | 145 | 0 |
| 31 Mar 21 | 236 | 51 | 150 | 0 |
| 31 Dec 20 | 203 | 40 | 133 | 0 |
| 30 Sep 20 | 172 | 33 | 115 | 0 |
| 30 Jun 20 | 134 | 24 | 94 | 0 |
| 31 Mar 20 | 100 | 13 | 77 | 0 |
| 31 Dec 19 | 96 | 17 | 68 | 0 |
| 30 Sep 19 | 83 | 16 | 56 | 0 |
| 30 Jun 19 | 68 | 14 | 44 | 0 |
| 31 Mar 19 | 58 | 12 | 36 | 0 |
| 31 Dec 18 | 52 | 10 | 32 | 0 |
| 30 Sep 18 | 48 | 11 | 28 | 0 |
| 30 Jun 18 | 44 | 10 | 26 | 0 |
| 31 Mar 18 | 41 | 10 | 24 | 0 |
| 31 Dec 17 | 39 | 10 | 22 | 0 |
| 30 Sep 17 | 37 | 9 | 21 | 0 |
| 30 Jun 17 | 34 | 10 | 20 | 0 |
| 31 Mar 17 | 29 | 10 | 20 | 0 |
| 31 Dec 16 | 27 | 9 | 19 | 0 |
| 30 Sep 16 | 26 | 8 | 19 | 0 |
| 30 Jun 16 | 25 | 7 | 19 | 0 |
| 31 Mar 16 | 30 | 7 | 18 | 0 |
| 31 Dec 15 | 29 | 7 | 18 | 0 |
| 30 Sep 15 | 28 | 7 | 18 | 0 |
| 30 Jun 15 | 28 | 6 | 17 | 0 |
| 31 Mar 15 | 28 | 5 | 17 | 0 |
| 31 Dec 14 | 28 | 5 | 17 | 0 |
| 30 Sep 14 | 27 | 5 | 17 | 0 |
| 30 Jun 14 | 27 | 5 | 16 | 0 |
| 31 Mar 14 | 27 | 5 | 16 | 0 |
| 31 Dec 13 | 26 | 5 | 16 | 0 |
| 30 Sep 13 | 26 | 5 | 15 | 0 |
| 30 Jun 13 | 25 | 4 | 14 | 0 |
Quality Earnings: FSFG has high quality earnings.
Growing Profit Margin: FSFG's current net profit margins (9.8%) are lower than last year (12%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: FSFG's earnings have declined by 12.7% per year over the past 5 years.
Accelerating Growth: FSFG's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: FSFG had negative earnings growth (-30.2%) over the past year, making it difficult to compare to the Banks industry average (-12.4%).
Return on Equity
High ROE: FSFG's Return on Equity (4.5%) is considered low.