First Guaranty Bancshares, Inc.

NasdaqGM:FGBI Stock Report

Market Cap: US$127.3m

First Guaranty Bancshares Past Earnings Performance

Past criteria checks 2/6

First Guaranty Bancshares has been growing earnings at an average annual rate of 6.6%, while the Banks industry saw earnings growing at 10.4% annually. Revenues have been growing at an average rate of 11.8% per year. First Guaranty Bancshares's return on equity is 3.7%, and it has net margins of 7.5%.

Key information

6.6%

Earnings growth rate

6.3%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate11.8%
Return on equity3.7%
Net Margin7.5%
Last Earnings Update31 Dec 2023

Recent past performance updates

Recent updates

First Guaranty: A Solid Regional Bank Trading At A Huge Undervaluation

Jan 12

First Guaranty Bancshares (NASDAQ:FGBI) Will Pay A Dividend Of $0.16

Dec 13
First Guaranty Bancshares (NASDAQ:FGBI) Will Pay A Dividend Of $0.16

First Guaranty Bancshares (NASDAQ:FGBI) Has Announced A Dividend Of $0.16

Nov 24
First Guaranty Bancshares (NASDAQ:FGBI) Has Announced A Dividend Of $0.16

First Guaranty Bancshares (NASDAQ:FGBI) Has Affirmed Its Dividend Of $0.16

Sep 08
First Guaranty Bancshares (NASDAQ:FGBI) Has Affirmed Its Dividend Of $0.16

First Guaranty Bancshares (NASDAQ:FGBI) Is Paying Out A Dividend Of $0.16

Aug 25
First Guaranty Bancshares (NASDAQ:FGBI) Is Paying Out A Dividend Of $0.16

First Guaranty Bancshares (NASDAQ:FGBI) Has Announced A Dividend Of $0.16

Jun 06
First Guaranty Bancshares (NASDAQ:FGBI) Has Announced A Dividend Of $0.16

First Guaranty Bancshares (NASDAQ:FGBI) Has Affirmed Its Dividend Of $0.16

Feb 24
First Guaranty Bancshares (NASDAQ:FGBI) Has Affirmed Its Dividend Of $0.16

First Guaranty Bancshares (NASDAQ:FGBI) Is Due To Pay A Dividend Of $0.16

Nov 25
First Guaranty Bancshares (NASDAQ:FGBI) Is Due To Pay A Dividend Of $0.16

First Guaranty Bancshares (NASDAQ:FGBI) Is Due To Pay A Dividend Of $0.16

Aug 25
First Guaranty Bancshares (NASDAQ:FGBI) Is Due To Pay A Dividend Of $0.16

First Guaranty Bancshares declares $0.16 dividend

Aug 22

First Guaranty Bancshares GAAP EPS of $0.70 beats by $0.02, revenue of $8.1M

Jul 27

First Guaranty Bancshares: Balance Sheet Growth To Drive The Bottom Line

Jul 15

First Guaranty Bancshares' (NASDAQ:FGBI) Dividend Will Be US$0.16

May 27
First Guaranty Bancshares' (NASDAQ:FGBI) Dividend Will Be US$0.16

Do First Guaranty Bancshares's (NASDAQ:FGBI) Earnings Warrant Your Attention?

May 04
Do First Guaranty Bancshares's (NASDAQ:FGBI) Earnings Warrant Your Attention?

First Guaranty Bancshares: Attractively Valued With An Outlook Of Strong Topline Growth

Mar 19

First Guaranty Bancshares (NASDAQ:FGBI) Has Announced A Dividend Of US$0.16

Feb 26
First Guaranty Bancshares (NASDAQ:FGBI) Has Announced A Dividend Of US$0.16

First Guaranty Bancshares' (NASDAQ:FGBI) Dividend Will Be US$0.16

Nov 25
First Guaranty Bancshares' (NASDAQ:FGBI) Dividend Will Be US$0.16

First Guaranty Bancshares (NASDAQ:FGBI) Has Re-Affirmed Its Dividend Of US$0.16

Aug 27
First Guaranty Bancshares (NASDAQ:FGBI) Has Re-Affirmed Its Dividend Of US$0.16

Why We Think First Guaranty Bancshares, Inc.'s (NASDAQ:FGBI) CEO Compensation Is Not Excessive At All

May 14
Why We Think First Guaranty Bancshares, Inc.'s (NASDAQ:FGBI) CEO Compensation Is Not Excessive At All

Revenue & Expenses Breakdown
Beta

How First Guaranty Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGM:FGBI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 23927520
30 Sep 239511520
30 Jun 2310117510
31 Mar 2310622500
31 Dec 2210727480
30 Sep 2211029470
30 Jun 2210729460
31 Mar 2210328450
31 Dec 219826440
30 Sep 219425420
30 Jun 219023410
31 Mar 218622400
31 Dec 208420390
30 Sep 207918380
30 Jun 207417370
31 Mar 206915350
31 Dec 196514330
30 Sep 196113320
30 Jun 196112320
31 Mar 196114310
31 Dec 186114310
30 Sep 186214300
30 Jun 186114290
31 Mar 185812280
31 Dec 175812270
30 Sep 175512250
30 Jun 175413240
31 Mar 175514230
31 Dec 165414220
30 Sep 165414210
30 Jun 165415210
31 Mar 165214200
31 Dec 155314210
30 Sep 155214210
30 Jun 155113210
31 Mar 154911210
31 Dec 144811200
30 Sep 144811200
30 Jun 144710200
31 Mar 14469200
31 Dec 13458190
30 Sep 13468190
30 Jun 13479190
31 Mar 13489190

Quality Earnings: FGBI has high quality earnings.

Growing Profit Margin: FGBI's current net profit margins (7.5%) are lower than last year (24.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FGBI's earnings have grown by 6.6% per year over the past 5 years.

Accelerating Growth: FGBI's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FGBI had negative earnings growth (-74.1%) over the past year, making it difficult to compare to the Banks industry average (-9%).


Return on Equity

High ROE: FGBI's Return on Equity (3.7%) is considered low.


Return on Assets


Return on Capital Employed


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